Advice on good home insurance - Insurances and wills advice in Alicante City - Alicante City forum - Costa Blanca forum in the Alicante province of Spain
AA Free English TV
James Spanish School
Expat Services
Espana Dream Properties
Gran Alacant Insurances
Gentlevan Removals
interior building work
Car Key Solutions
Jennifer Cunningham Insurances SL
Thy Will Be Done
Airport Service Taxi Mil Palmeras  Torre de la Horadada
Costa Blanca Building Specialists
ASSSA Insurance
Blacktower Financial Management

Join the Alicante City forum

Join the Alicante City forumMy name's Alex and this is my website all about Alicante City in Spain. Register now for free to talk about Insurances and wills advice in Alicante City and much more!

Advice on good home insurance

Posted: Tue Jan 25, 2022 1:12pm
4 replies93 views2 members subscribed
Jeannn

Posts: 6

1 helpful points

Location: Alicante City

Joined: 25 Jan 2022

Hi everyone!

This is Jean. I’ve seen some of you have asked for advice on home insurance at some point.

Well, here’s my recommendation ! It’s an international home insurance called LUKO.

It is a digital insurance, so all the processes are easily done through the App. The quotes are personalized (you can calculate yours in a couple of minutes on their website) and it’s not binding, you can unsubscribe when you want to from your phone.  Also, their website is both in Spanish and English and they speak English. I've been using it for quite a long time and I'm happy with the service.

I hope this helps.


killjoy

Posted: Wed Jan 26, 2022 10:02am

killjoy

Super helpful member

Posts: 3230

1852 helpful points

Location: Orihuela Costa

Joined: 4 Nov 2017

Posted: Wed Jan 26, 2022 10:02am

Unable to comment. Before making any dexcision I need their "General Terms and Conditions" which I couldn't find on their website. Also it is not clear to me whether that company is authorized to act as in insurer in Spain or only as an agent/ reseller. This can become imortant for possible legal claim settlements.

Jeannn

Posted: Wed Jan 26, 2022 1:48pm

Jeannn

Original Poster

Posts: 6

1 helpful points

Location: Alicante City

Joined: 25 Jan 2022

Posted: Wed Jan 26, 2022 1:48pm

killjoy wrote on Wed Jan 26, 2022 10:02am:

Unable to comment. Before making any dexcision I need their "General Terms and Conditions" which I couldn't find on their website. Also it is not clear to me whether that company is authorized to act as in insurer in Spain or only as an agent/ reseller. This can become imortant for possible legal...

... claim settlements.

Hi killjoy,

I don't if you entered their website but the general terms and conditions are at the bottom, next to the logo, it says "general terms and conditions", and there you can find also the "Insurance information documents" and legal information. I did some research and they actually distribute insurances of the French insurance Wakam (it's also on their website). Hope this helps :)

Kimmy11

Posted: Fri Jan 28, 2022 6:15pm

Kimmy11

Legendary helpful member

Posts: 6870

12563 helpful points

Joined: 8 Aug 2017

Posted: Fri Jan 28, 2022 6:15pm

Hi Jean,

Many thanks for your recommendation.  Generally, I think the relative quality of insurance companies depends on how they deal with claims - what has been your experience please?

Kind regards,

Kim

Jeannn

Posted: Tue Feb 1, 2022 1:33pm

Jeannn

Original Poster

Posts: 6

1 helpful points

Location: Alicante City

Joined: 25 Jan 2022

Posted: Tue Feb 1, 2022 1:33pm

Kimmy11 wrote on Fri Jan 28, 2022 6:15pm:

Hi Jean,

Many thanks for your recommendation.  Generally, I think the relative quality of insurance companies depends on how they deal with claims - what has been your experience please?

Kind regards,

Kim

Hi Kim,

I can only speak from my personal experience, but I did have a water damage last October and opened a claim. The process was quite fast, I uploaded the photos in the application, an expert came to see the damage and they repaired both the damage caused and the pipe repair. Of course I guess each case is different but that was my experience.

Kind regards

Sign up for free or login to reply to this topic

Want to reply to this topic? Login or register for free to post your message:

Find more Insurances and wills advice topics from a particular area:


Register for free!

Login to your account

AA Free English TV
James Spanish School
Expat Services
Espana Dream Properties
Gran Alacant Insurances
Gentlevan Removals
interior building work
Car Key Solutions
Jennifer Cunningham Insurances SL
Thy Will Be Done
Airport Service Taxi Mil Palmeras  Torre de la Horadada
Costa Blanca Building Specialists
ASSSA Insurance
Blacktower Financial Management
Advertise your business here
Advertise your property
Help with my computer