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Changing Bank account

Posted: Thu Feb 24, 2022 6:24pm
11 replies488 views7 members subscribed
Iona25

Posts: 62

4 helpful points

Location: Almoradí

Joined: 21 Sep 2021

I'm looking to see if it is possible to pay our Spanish bills from our Irish bank account & close our Spanish bank account.??

killjoy

Posted: Thu Feb 24, 2022 7:54pm

killjoy

Super helpful member

Posts: 3231

1852 helpful points

Location: Orihuela Costa

Joined: 4 Nov 2017

Posted: Thu Feb 24, 2022 7:54pm

Not all Spanish suppliers admit charging a foreign bank accout. You will have to negitiate individually. In o9rder to close a spanish bank account you must show up in person.

Iona25

Posted: Thu Feb 24, 2022 9:43pm

Iona25

Original Poster

Posts: 62

4 helpful points

Location: Almoradí

Joined: 21 Sep 2021

Posted: Thu Feb 24, 2022 9:43pm

killjoy wrote on Thu Feb 24, 2022 7:54pm:

Not all Spanish suppliers admit charging a foreign bank accout. You will have to negitiate individually. In o9rder to close a spanish bank account you must show up in person.

Thank you, I'll look into it when I'm over in April. Thanks again.

eganjohn

Posted: Thu Feb 24, 2022 11:12pm

Posts: 94

47 helpful points

Location: Torrevieja

Joined: 22 Nov 2019

Posted: Thu Feb 24, 2022 11:12pm

I just changed 5 direct debits including electricity,water SUMA etc from a Spanish bank to an Irish bank without any difficulty or negotiation. 

John

Binz1

Posted: Fri Feb 25, 2022 2:25am

Posts: 82

37 helpful points

Joined: 12 Mar 2021

Posted: Fri Feb 25, 2022 2:25am

killjoy wrote on Thu Feb 24, 2022 7:54pm:

Not all Spanish suppliers admit charging a foreign bank accout. You will have to negitiate individually. In o9rder to close a spanish bank account you must show up in person.

With the greatest respect you can indeed close your account without having to go to a branch in person. I closed my sabadell account 5 months ago this way. I had to transfer every penny out of my account then called the sabadell UK line and they in fairness were very helpful and it was pretty painless. Moved to Wise as so many on the forum have done and really pleased. 

Maybe I was just lucky with the pets on i got on the phone as I have read others having a difficult time. 

Best regards Binz 

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Iona25

Posted: Fri Feb 25, 2022 10:21am

Iona25

Original Poster

Posts: 62

4 helpful points

Location: Almoradí

Joined: 21 Sep 2021

Posted: Fri Feb 25, 2022 10:21am

eganjohn wrote on Thu Feb 24, 2022 11:12pm:

I just changed 5 direct debits including electricity,water SUMA etc from a Spanish bank to an Irish bank without any difficulty or negotiation. 

John

Wow John,  that's brilliant,  how did you go about this,???

eganjohn

Posted: Fri Feb 25, 2022 10:43am

Posts: 94

47 helpful points

Location: Torrevieja

Joined: 22 Nov 2019

Posted: Fri Feb 25, 2022 10:43am

Iona25 wrote on Fri Feb 25, 2022 10:21am:

Wow John,  that's brilliant,  how did you go about this,???

Hi,

I did this through a Spanish Abogado (solicitor), it was a legal assistant in the office who did these transfers , done and dusted in two days. I already had the direct debits set up with Sabadell, I just supplied the office with copy's of a bill from each of the company's and my BOI Iban etc.

It cost 80€ plus Vat.

Rgds, John

Kimmy11

Posted: Fri Feb 25, 2022 2:32pm

Kimmy11

Legendary helpful member

Posts: 6870

12563 helpful points

Joined: 8 Aug 2017

Posted: Fri Feb 25, 2022 2:32pm

Hi Iona25,

As Ireland is a member of the EU, the IBAN (International Bank Account Number) of your Irish bank should be accepted by Spanish utility companies.  Most people manage to do this quite easily themselves for electricity and SUMA taxes, i.e. Council Tax, although I often see people report that switching DDs for the water company can be more problematic, as they only liaise with customers in Spanish.  If that´s a problem for you, it may be best to get a Spanish-speaking gestor or your lawyer to do this for you, although they will charge for their service.

Kind regards,

Kim

Iona25

Posted: Fri Feb 25, 2022 4:26pm

Iona25

Original Poster

Posts: 62

4 helpful points

Location: Almoradí

Joined: 21 Sep 2021

Posted: Fri Feb 25, 2022 4:26pm

Thank you all, 

Iona25

Posted: Mon Feb 28, 2022 2:46pm

Iona25

Original Poster

Posts: 62

4 helpful points

Location: Almoradí

Joined: 21 Sep 2021

Posted: Mon Feb 28, 2022 2:46pm

Kimmy11 wrote on Fri Feb 25, 2022 2:32pm:

Hi Iona25,

As Ireland is a member of the EU, the IBAN (International Bank Account Number) of your Irish bank should be accepted by Spanish utility companies.  Most people manage to do this quite easily themselves for electricity and SUMA taxes, i.e. Council Tax, although I often see people report that ...

...switching DDs for the water company can be more problematic, as they only liaise with customers in Spanish.  If that´s a problem for you, it may be best to get a Spanish-speaking gestor or your lawyer to do this for you, although they will charge for their service.

Kind regards,

Kim

Thank you, for the information it all helps.

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