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Spanish bills

Posted: Tue May 10, 2022 10:20am
28 replies796 views5 members subscribed
suzie123

Posts: 61

29 helpful points

Location: Almoradí

Joined: 14 Dec 2019

Hi Guys and Girls 

I am just wondering if anyone pays their Spanish bills by direct debit from a UK bank 

I have an apartment and was wondering if I should find another way to pay my electric water and other bills in a way I don't need to keep a Spanish bank account 

Thank you in advance

Sue x

Martin13

Posted: Tue May 10, 2022 11:06am

Posts: 37

9 helpful points

Location: Benejúzar

Joined: 3 Oct 2017

Posted: Tue May 10, 2022 11:06am

Sue try Wise ( used to be called Transfer wise) you can pay direct debits through them. They are a Belgium based company now because of Brexit but as they are in the EU the SEPA ( direct debit service ) is straightforward. I pay my electric bills in Spain to Nordic Energy via them.

suzie123

Posted: Tue May 10, 2022 12:24pm

suzie123

Original Poster

Posts: 61

29 helpful points

Location: Almoradí

Joined: 14 Dec 2019

Posted: Tue May 10, 2022 12:24pm

Martin13 wrote on Tue May 10, 2022 11:06am:

Sue try Wise ( used to be called Transfer wise) you can pay direct debits through them. They are a Belgium based company now because of Brexit but as they are in the EU the SEPA ( direct debit service ) is straightforward. I pay my electric bills in Spain to Nordic Energy via them.

Thank you very much 

I will look at this as I think it's time to dispose of Spanish bank sadly after 20 yrs 

Fees are going up and when any changes come in they expect you to visit branch or they freeze it and it's not always possible to get over also no replies to emails from them 

Xxx

Martin13

Posted: Tue May 10, 2022 12:27pm

Posts: 37

9 helpful points

Location: Benejúzar

Joined: 3 Oct 2017

Posted: Tue May 10, 2022 12:27pm

suzie123 wrote on Tue May 10, 2022 12:24pm:

Thank you very much 

I will look at this as I think it's time to dispose of Spanish bank sadly after 20 yrs 

Fees are going up and when any changes come in they expect you to visit branch or they freeze it and it's not always possible to get over also no replies to emails from them 

Xxx

Yes the Spanish banks are terrible in general ..good luck 

suzie123

Posted: Tue May 10, 2022 12:35pm

suzie123

Original Poster

Posts: 61

29 helpful points

Location: Almoradí

Joined: 14 Dec 2019

Posted: Tue May 10, 2022 12:35pm

Martin13 wrote on Tue May 10, 2022 12:27pm:

Yes the Spanish banks are terrible in general ..good luck 

Thank you 

I have heard some are using their own banks in UK for the bills so I'll also look at this 

One would expect the Spanish banks to keep all sweet because they will end up with many leaving

Xx

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Martin13

Posted: Tue May 10, 2022 12:48pm

Posts: 37

9 helpful points

Location: Benejúzar

Joined: 3 Oct 2017

Posted: Tue May 10, 2022 12:48pm

suzie123 wrote on Tue May 10, 2022 12:35pm:

Thank you 

I have heard some are using their own banks in UK for the bills so I'll also look at this 

One would expect the Spanish banks to keep all sweet because they will end up with many leaving

Xx

Ok good luck do your research check the exchange rate with UK banks etc ..a lot of people now use Wise I find it really good ..you get a much better rate 

suzie123

Posted: Tue May 10, 2022 12:57pm

suzie123

Original Poster

Posts: 61

29 helpful points

Location: Almoradí

Joined: 14 Dec 2019

Posted: Tue May 10, 2022 12:57pm

Martin13 wrote on Tue May 10, 2022 12:48pm:

Ok good luck do your research check the exchange rate with UK banks etc ..a lot of people now use Wise I find it really good ..you get a much better rate 

Thank you Martin 

It looks like wise is coming up best 

Do they do all the transfers from your bank or do we have to do this x

Martin13

Posted: Tue May 10, 2022 1:19pm

Posts: 37

9 helpful points

Location: Benejúzar

Joined: 3 Oct 2017

Posted: Tue May 10, 2022 1:19pm

suzie123 wrote on Tue May 10, 2022 12:57pm:

Thank you Martin 

It looks like wise is coming up best 

Do they do all the transfers from your bank or do we have to do this x

Yes ..You just open an account on their app ..... You will be given an IBAN number which you will need for direct debits which you give to the Spanish companies electric water  You woul be best to set up a GBP and Euro Account with Wise as you are going to need to pay money in to cover your direct debits. Rather than pay this in in dribs and stand you would be best paying a larger sum in as of course there are charges but the exchange rate is much better you receive and the charges you pay are less  

suzie123

Posted: Tue May 10, 2022 1:21pm

suzie123

Original Poster

Posts: 61

29 helpful points

Location: Almoradí

Joined: 14 Dec 2019

Posted: Tue May 10, 2022 1:21pm

Martin13 wrote on Tue May 10, 2022 1:19pm:

Yes ..You just open an account on their app ..... You will be given an IBAN number which you will need for direct debits which you give to the Spanish companies electric water  You woul be best to set up a GBP and Euro Account with Wise as you are going to need to pay money in to cover your ...

...direct debits. Rather than pay this in in dribs and stand you would be best paying a larger sum in as of course there are charges but the exchange rate is much better you receive and the charges you pay are less  

Thank you so much for your help X I'm on it 

Martin13

Posted: Tue May 10, 2022 1:29pm

Posts: 37

9 helpful points

Location: Benejúzar

Joined: 3 Oct 2017

Posted: Tue May 10, 2022 1:29pm

suzie123 wrote on Tue May 10, 2022 1:21pm:

Thank you so much for your help X I'm on it 

You are welcome 

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