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Private Medical Insurance

Posted: Tue Nov 26, 2024 2:22pm
10 replies3 members subscribed
Chuckie0209

Posts: 19

Location: Benidorm

Joined: 8 Sep 2024

Hi can anyone please advise on medical insurance looking at non lucrative visa .Thanks 

John123456

Posted: Tue Nov 26, 2024 3:46pm

John123456

Super helpful member

Posts: 1871

1349 helpful points

Location: Benidorm

Joined: 27 Feb 2021

Posted: Tue Nov 26, 2024 3:46pm

The insurance policy must be valid for 1 year and must cover all the beneficiaries of the visa application for the risks insured by Spain's public health system (cover that is equal or superior to that provided by the Spanish public health service) with no co-pay (or deductibles) contracted with an insurance company authorized to operate in Spain.  No travel insurances with medical assistance coverage will be accepted. 

There is a plethora of insurance companies who offer cover therefore it may be best to shop around.

Chuckie0209

Posted: Tue Nov 26, 2024 4:09pm

Chuckie0209

Original Poster

Posts: 19

Location: Benidorm

Joined: 8 Sep 2024

Posted: Tue Nov 26, 2024 4:09pm

John123456 wrote on Tue Nov 26, 2024 3:46pm:

The insurance policy must be valid for 1 year and must cover all the beneficiaries of the visa application for the risks insured by Spain's public health system (cover that is equal or superior to that provided by the Spanish public health service) with no co-pay (or deductibles) contracted ...

...with an insurance company authorized to operate in Spain.  No travel insurances with medical assistance coverage will be accepted. 

There is a plethora of insurance companies who offer cover therefore it may be best to shop around.

Thank you 😊 

John123456

Posted: Tue Nov 26, 2024 9:12pm

John123456

Super helpful member

Posts: 1871

1349 helpful points

Location: Benidorm

Joined: 27 Feb 2021

Posted: Tue Nov 26, 2024 9:12pm

Chuckie0209 wrote on Tue Nov 26, 2024 4:09pm:

Thank you 😊 

You're welcome. Good luck!

John123456

Posted: Tue Nov 26, 2024 10:30pm

John123456

Super helpful member

Posts: 1871

1349 helpful points

Location: Benidorm

Joined: 27 Feb 2021

Posted: Tue Nov 26, 2024 10:30pm

Chuckie0209 wrote on Tue Nov 26, 2024 4:09pm:

Thank you 😊 

You may be interested to know about a scheme known as the Convenio Especial. Once you have been legally resident in Spain for at least 12 months, you can apply to register on the Convenio Especial.

The Convenio Especial is a pay-in scheme for public health care services delivered by the Spanish regional health authorities. For a monthly fee (€60 under 65, €157 over 65) you’ll be covered by the Spanish public healthcare system, including pre-existing conditions, although you will have to pay for prescriptions and some extras like prosthetics.

The following links provide more detailed information:

https://upsticks.es/healthcare-in-spain-what-is-the-convenio-especial/

https://www.gva.es/es/inicio/procedimientos?id_proc=17044

https://www.sanidad.gob.es/en/servCiudadanos/internacional/convenioEspecial.htm

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Rob60

Posted: Wed Nov 27, 2024 3:57pm

Rob60

Helpful member

Posts: 297

347 helpful points

Location: Ontinyent

Joined: 12 Mar 2022

Posted: Wed Nov 27, 2024 3:57pm

Chuckie0209 wrote on Tue Nov 26, 2024 2:22pm:

Hi can anyone please advise on medical insurance looking at non lucrative visa .Thanks 

I can highly recommend ASSSA for private medical insurance that satisfies the requirements for a NLV.

Chuckie0209

Posted: Wed Nov 27, 2024 4:00pm

Chuckie0209

Original Poster

Posts: 19

Location: Benidorm

Joined: 8 Sep 2024

Posted: Wed Nov 27, 2024 4:00pm

Rob60 wrote on Wed Nov 27, 2024 3:57pm:

I can highly recommend ASSSA for private medical insurance that satisfies the requirements for a NLV.

Thank you 

RayBenidorm

Posted: Thu Nov 28, 2024 12:48am

RayBenidorm

Helpful member

Posts: 807

388 helpful points

Location: Benidorm

Joined: 8 Aug 2017

Posted: Thu Nov 28, 2024 12:48am

Are you old? Really old and not working? 

A S1 from the UK government can also be used..

Chuckie0209

Posted: Thu Nov 28, 2024 8:29am

Chuckie0209

Original Poster

Posts: 19

Location: Benidorm

Joined: 8 Sep 2024

Posted: Thu Nov 28, 2024 8:29am

RayBenidorm wrote on Thu Nov 28, 2024 12:48am:

Are you old? Really old and not working? 

A S1 from the UK government can also be used..

Hi I'm 60 is that really old lol would like to work if possible. Thanks 

PeterPan

Posted: Thu Nov 28, 2024 2:39pm

PeterPan

Very helpful member

Posts: 723

654 helpful points

Location: Almoradí

Joined: 1 Aug 2020

Posted: Thu Nov 28, 2024 2:39pm

Chuckie0209 wrote on Thu Nov 28, 2024 8:29am:

Hi I'm 60 is that really old lol would like to work if possible. Thanks 

60 is the new 40. Unfortunately you can't work in spain with a NLV, the clue in the name

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POSITIVE BELIEFS
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The Cats Whiskers
Airport Service Taxi Mil Palmeras  Torre de la Horadada
Villa Guardians
Espana Dream Properties
Gentlevan Removals
Gran Alacant Insurances
interior building work
ASSSA Insurance
Costa Blanca Building Specialists
AA Free English TV
Thy Will Be Done
Car Key Solutions
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