Weather
Hi can anyone help us we have a villa in benimar and was wondering what the weather is like there at moment we have read there is a lot of flooding on the news and was a little concerned we would be grateful if anyone could help many t
Hi can anyone help us we have a villa in benimar and was wondering what the weather is like there at moment we have read there is a lot of flooding on the news and was a little concerned we would be grateful if anyone could help many t
Jennifer20 wrote on Fri Sep 13, 2019 4:13pm:
Hi can anyone help us we have a villa in benimar and was wondering what the weather is like there at moment we have read there is a lot of flooding on the news and was a little concerned we would be grateful if anyone could help many t
There´s been loadsa weather here today I´ve just been sitting in the sun (with some "plonk", a guy on the forum, said I should try!) Tomorrow who says?' .
Hope that helps
V
The storm last night was biblical! It’s certainly been raining and continues to do so. The river Segura is close to bursting its banks, so most people living close to it have been advised to evacuate. Schools in the area are open to take people who need somewhere to stay during the emergency. If you live in an elevated position in Benimar you should be ok. Lots of reports of leaking roofs throughput the area though. Try Facebook Rojales for up to date info. It is worrying, but passing over, also not the norm.
Posted: Fri Sep 13, 2019 5:47pm
Thankyou I’ll try face
Posted: Fri Sep 13, 2019 5:49pm
Thank you
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Posted: Sat Sep 14, 2019 1:43pm
Helpful member
Tell everybody this please:
Hi
FLOOD DAMAGE and INSURANCE
CARS and insurance for flood damage
Just in case you do not already know, if you have fully comprehensive cover on your car you are paying a small amount each month to the Consortio. The Insurance will not pay for your car repairs for the Gota Fria but the Corsortio will. You need to make a claim with the Consortio. We only found this out when we were caught out in the last Gota Fria earlier this year when our car was water logged. The Consortio paid out - we had no problem.
HOUSE and insurance for flood damage.
Exactly the same applies as above. If you have House and Contents insurance you are also paying a small amount each year to the Consortio, so you make your claim with the Consortio - as same as you would for the car above.
Need any further advice come back to me and I will look up details of our claim with the Consortio so that you have telephone numbers, addresses of where to claim etc., BUT your Insurance Company should help you with the relevant claim - must add here ours did not help us, but another insurance company did. Hence we changed insurance companies when the car insurance ran out.
Good luck, Remember, if you are insured you are covered, do not accept that you are not, you are paying the Consortio every month so you are entitled to claim.
If you are not insurance, sorry I cannot help you.
Good luck
Andrea MurphyAfter 3 days of the Gota Fria storm we finally have a dry and sunny day today. We live at the top of a hill but we still got flooded out with approximately 4 inches of water through the entire downstairs of the Villa. We have still had it easy though compared to some of the properties lower down and most certainly from other local town's which have seen total devastation.
I really hope your property is ok and managed to escape the floors (as many did in Benimar). Do you have someone to check on your property for you? A neighbour or friend?
Posted: Sun Sep 15, 2019 4:50pm
Helpful member
Hi,
FLOOD DAMAGE and INSURANCE
CARS and insurance for flood damage
Just in case you do not already know, if you have fully comprehensive cover on your car you are paying a small amount each month to the Consortio. The Insurance will not pay for your car repairs for the Gota Fria but the Corsortio will. You need to make a claim with the Consortio. We only found this out when we were caught out in the last Gota Fria earlier this year when our car was water logged. The Consortio paid out - we had no problem.
HOUSE and insurance for flood damage.
Exactly the same applies as above. If you have House and Contents insurance you are also paying a small amount each year to the Consortio, so you make your claim with the Consortio - as same as you would for the car above.
Need any further advice come back to me and I will look up details of our claim with the Consortio so that you have telephone numbers, addresses of where to claim etc., BUT your Insurance Company should help you with the relevant claim - must add here ours did not help us, but another insurance company did. Hence we changed insurance companies when the car insurance ran out.
Good luck, Remember, if you are insured you are covered, do not accept that you are not, you are paying the Consortio every month so you are entitled to claim.
If you are not insurance, sorry I cannot help you.
Hi Jan,
I have been trying to put the message below on any Quesada forum as an Announcement but I do not think it will let me do that as the Announcements seem to be made via yourself. Can you please arrange for the message below to be inserted as everybody needs to know that if they have insurance they can make a claim via the Consortio. Their insurance company will probably tell them they will not pay - this happened to me but I did not give in.
FLOOD DAMAGE and INSURANCE
CARS and insurance for flood damage
Just in case you do not already know, if you have fully comprehensive cover on your car you are paying a small amount each month to the Consortio. The Insurance will not pay for your car repairs for the Gota Fria but the Corsortio will. You need to make a claim with the Consortio. We only found this out when we were caught out in the last Gota Fria earlier this year when our car was water logged. The Consortio paid out - we had no problem.
HOUSE and insurance for flood damage.
Exactly the same applies as above. If you have House and Contents insurance you are also paying a small amount each year to the Consortio, so you make your claim with the Consortio - as same as you would for the car above.
Need any further advice come back to me and I will look up details of our claim with the Consortio so that you have telephone numbers, addresses of where to claim etc., BUT your Insurance Company should help you with the relevant claim - must add here ours did not help us, but another insurance company did. Hence we changed insurance companies when the car insurance ran out.
Good luck, Remember, if you are insured you are covered, do not accept that you are not, you are paying the Consortio every month so you are entitled to claim.
If you are not insurance, sorry I cannot help you.
Good luck,
The Consorcio de Compensación de Seguros (the Insurance Compensation Consortium, or CCS) is a compulsory Government catastrophic risk insurance in Spain. It is an insurance tax charged on prescribed classes of insurance issued by private insurers, providing cover against a series of extraordinary perils and "political risks”
Note: This Government scheme covers direct physical damage only. It is expected that a company ensures their commercial insurance policy covers them against any resulting Business Interruption losses if necessary.
Below is a link to The Consortio web page [in English] – you have to make the claim yourself, do not expect your insurance company to do it. Mine said they did it, but the Consortio said they never received anything from my insurance company.
Posted: Sun Sep 15, 2019 7:30pm
Thank you I’ll try the president who runs the pool area
We are in benimar just up from the crem and thankfully we are totally fine
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