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Insurance on an English car

Posted: Tue Apr 10, 2018 10:30pm
25 replies487 views9 members subscribed
blues

Posts: 55

9 helpful points

Location: Cabo Roig

Joined: 21 Jan 2018

Hi All,

I am intending to bring my Vauxhall Insignia Estate 2009 to Spain for about six months, my questions are:

Do I need to get insurance in the UK or Spain?

Are there any others requirements to satisfy Spanish laws?

Any advice gratefully received.

Cheers Mike

blues

Posted: Tue Apr 10, 2018 11:48pm

blues

Original Poster

Posts: 55

9 helpful points

Location: Cabo Roig

Joined: 21 Jan 2018

Posted: Tue Apr 10, 2018 11:48pm

Thanks Pete,

A very helpful and comprehensive reply. Very much appreciated.

Regards

Mike

Yorkshire Lass

Posted: Wed Apr 11, 2018 7:57am

Yorkshire Lass

Helpful member

Posts: 343

353 helpful points

Location: La Marina

Joined: 11 Jan 2017

Posted: Wed Apr 11, 2018 7:57am

Hi Mike

We’ve been doing the trip over for about 11 years and found Saga Insurance to be competitive and the cover is fully comprehensive for 365 days of the year in the Eurozone. We also take out their Premier Breakdown cover which is discounted,if you have your vehicle insurance with them. We didn’t take it out at inception of the car insurance, merely called them about a week before our trip and the premium is worked out pro rata. No extra fee for adding it to the insurance policy either. 

Cathy

GCfromVC

Posted: Wed Apr 11, 2018 9:05am

GCfromVC

Very helpful member

Posts: 798

520 helpful points

Location: La Marina

Joined: 18 Jan 2018

Posted: Wed Apr 11, 2018 9:05am

This post that was quoted has been deleted.

Hi

I just wondered what was meant with regards to minimum age?

Thanks

GLExpat

Posted: Wed Apr 11, 2018 9:08am

Posts: 17

11 helpful points

Location: Villajoyosa

Joined: 4 Jul 2017

Posted: Wed Apr 11, 2018 9:08am

blues wrote on Tue Apr 10, 2018 10:30pm:

Hi All,

I am intending to bring my Vauxhall Insignia Estate 2009 to Spain for about six months, my questions are:

Do I need to get insurance in the UK or Spain?

Are there any others requirements to satisfy Spanish laws?

Any advice gratefully received.

Cheers Mike

Hi Mike, 

If you need any further advice or are looking for a competitive quote on the UK registered vehicle, contact Emma Mac at www.goldenleavesinternational.com 

Kind Regards 

Haylee 

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KP1057

Posted: Wed Apr 11, 2018 3:15pm

Posts: 9

3 helpful points

Location: Benimar

Joined: 24 Mar 2017

Posted: Wed Apr 11, 2018 3:15pm

Some UK insurers give up to 180 days continental use coverage (some just 90 days)

Mine is LV and its 180 days.

Check your current policy as it may work for you. It will give some cover usually the 90 days but you may be lucky and have the 180 days. May even make more sense to take out a new policy depending on renewal due date

Jann

Posted: Wed Apr 11, 2018 8:29pm

Jann

Helpful member

Posts: 219

192 helpful points

Location: Playa Flamenca

Joined: 7 Dec 2016

Posted: Wed Apr 11, 2018 8:29pm

blues wrote on Tue Apr 10, 2018 10:30pm:

Hi All,

I am intending to bring my Vauxhall Insignia Estate 2009 to Spain for about six months, my questions are:

Do I need to get insurance in the UK or Spain?

Are there any others requirements to satisfy Spanish laws?

Any advice gratefully received.

Cheers Mike

We had a UK reg car with UK Saga insurance, fully comp and unlimited European travel on a Focus and it was £162, our friends insure their UK reg car with Abbygate in Spain but not sure about the limits of travel on the Abbygate one. Hope this helps.

blues

Posted: Wed Apr 11, 2018 9:53pm

blues

Original Poster

Posts: 55

9 helpful points

Location: Cabo Roig

Joined: 21 Jan 2018

Posted: Wed Apr 11, 2018 9:53pm

KP1057 wrote on Wed Apr 11, 2018 3:15pm:

Some UK insurers give up to 180 days continental use coverage (some just 90 days)

Mine is LV and its 180 days.

Check your current policy as it may work for you. It will give some cover usually the 90 days but you may be lucky and have the 180 days. May even make more sense to take out a new policy depending on renewal due date

Thank you, all good advice

blues

Posted: Wed Apr 11, 2018 11:21pm

blues

Original Poster

Posts: 55

9 helpful points

Location: Cabo Roig

Joined: 21 Jan 2018

Posted: Wed Apr 11, 2018 11:21pm

Yorkshire Lass wrote on Wed Apr 11, 2018 7:57am:

Hi Mike

We’ve been doing the trip over for about 11 years and found Saga Insurance to be competitive and the cover is fully comprehensive for 365 days of the year in the Eurozone. We also take out their Premier Breakdown cover which is discounted,if you have your vehicle insurance with them. We didn’...

...t take it out at inception of the car insurance, merely called them about a week before our trip and the premium is worked out pro rata. No extra fee for adding it to the insurance policy either. 

Cathy

Thanks Cathy, very useful info

Jann

Posted: Thu Apr 12, 2018 11:21am

Jann

Helpful member

Posts: 219

192 helpful points

Location: Playa Flamenca

Joined: 7 Dec 2016

Posted: Thu Apr 12, 2018 11:21am

GCfromVC wrote on Wed Apr 11, 2018 9:05am:

Hi

I just wondered what was meant with regards to minimum age?

Thanks

Min age on our Spanish ins is over 25's  with a min 2 years of holding a full licence, but it is the car that is insured not the driver.

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