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PROBLEMS FINDING HEALTH INSURANCE

Posted: Wed Dec 2, 2020 11:55am
8 replies222 views4 members subscribed
Debsnic56

Posts: 10

1 helpful points

Location: Cabo Roig

Joined: 26 Oct 2020

I am 64 and due to existing medical conditions and several operations I have been refused health insurance by two companies.  Anybody know of any companies who are willing to cover people with health problems.  Obviously, I don't expect to be covered for existing conditions but I didn't expect to be refused outright!  I need the insurance for my Residencia!  The last company took 2 weeks to make a decision!!

Debbie

Peter3473

Posted: Wed Dec 2, 2020 12:27pm

Peter3473

Very helpful member

Posts: 989

903 helpful points

Location: Torrevieja

Joined: 21 Oct 2019

Posted: Wed Dec 2, 2020 12:27pm

Serenity Insurance, Ciudad Quesada, Jayne Leggatt  [email protected]

https://www.serenityinsure.com 

I found this company very helpful, all can be done on-line if you have a printer/scanner and telephone or mobile. May be worth a try. Good luck and stay safe and healthy.

Debsnic56

Posted: Wed Dec 2, 2020 2:34pm

Debsnic56

Original Poster

Posts: 10

1 helpful points

Location: Cabo Roig

Joined: 26 Oct 2020

Posted: Wed Dec 2, 2020 2:34pm

Peter3473 wrote on Wed Dec 2, 2020 12:27pm:

Serenity Insurance, Ciudad Quesada, Jayne Leggatt  [email protected]

https://www.serenityinsure.com 

I found this company very helpful, all can be done on-line if you have a printer/scanner and telephone or mobile. May be worth a try. Good luck and stay safe and healthy.

Thank you. I will try them.

Geoffro

Posted: Thu Dec 3, 2020 8:52pm

Geoffro

Helpful member

Posts: 290

186 helpful points

Location: Cabo Roig

Joined: 21 Feb 2019

Posted: Thu Dec 3, 2020 8:52pm

Gran Alicant, who advertise down the right hand side column, also come highly recommended.

Debsnic56

Posted: Mon Dec 7, 2020 11:30am

Debsnic56

Original Poster

Posts: 10

1 helpful points

Location: Cabo Roig

Joined: 26 Oct 2020

Posted: Mon Dec 7, 2020 11:30am

Debsnic56 wrote on Wed Dec 2, 2020 2:34pm:

Thank you. I will try them.

Unfortunately they won't insure with existing medical conditions.  It looks like no company will and we will have to go back to the UK rather than living our dream in Spain!!   SOOO DISAPPOINTING!!!

Debbie    

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Peter3473

Posted: Mon Dec 7, 2020 12:50pm

Peter3473

Very helpful member

Posts: 989

903 helpful points

Location: Torrevieja

Joined: 21 Oct 2019

Posted: Mon Dec 7, 2020 12:50pm

Debsnic56 wrote on Mon Dec 7, 2020 11:30am:

Unfortunately they won't insure with existing medical conditions.  It looks like no company will and we will have to go back to the UK rather than living our dream in Spain!!   SOOO DISAPPOINTING!!!

Debbie    

So sorry to hear this, I assume you have scoured the internet, I am on the understanding even with Brexit, that when you reach your state retirement age, you may be able to use the UK health system = S1 for health cover here in Spain? but I may be wrong? Wishing you all the best and hope your dream comes true. stay safe and healthy and keep us all updated.

Debsnic56

Posted: Mon Dec 7, 2020 1:09pm

Debsnic56

Original Poster

Posts: 10

1 helpful points

Location: Cabo Roig

Joined: 26 Oct 2020

Posted: Mon Dec 7, 2020 1:09pm

Peter3473 wrote on Mon Dec 7, 2020 12:50pm:

So sorry to hear this, I assume you have scoured the internet, I am on the understanding even with Brexit, that when you reach your state retirement age, you may be able to use the UK health system = S1 for health cover here in Spain? but I may be wrong? Wishing you all the best and hope your dre...

...am comes true. stay safe and healthy and keep us all updated.

Neither my husband or I receive a state pension yet.  Brian get his next year at age 66 and me the following year when I am 66!  I will keep trying.  I don't expect to get insurance for what I already have but I thought they would just exclude them and still insure me!  Keep your fingers  crossed!  I don't have much time left before the end of the month!

Debbie  

Peter3473

Posted: Wed Dec 30, 2020 9:14pm

Peter3473

Very helpful member

Posts: 989

903 helpful points

Location: Torrevieja

Joined: 21 Oct 2019

Posted: Wed Dec 30, 2020 9:14pm

Debsnic56 wrote on Mon Dec 7, 2020 11:30am:

Unfortunately they won't insure with existing medical conditions.  It looks like no company will and we will have to go back to the UK rather than living our dream in Spain!!   SOOO DISAPPOINTING!!!

Debbie    

Hi again, just picked up another insurance company mentioned on another site, if you’re still looking, like try right move insurance based in quesada, email.                                              [email protected] 

Or check out their website 

https://rightmoveinsurance.com

They seem to have 3 offices, ciudad quesada, la marina, la zenia 

Debsnic56

Posted: Wed Jan 6, 2021 1:29pm

Debsnic56

Original Poster

Posts: 10

1 helpful points

Location: Cabo Roig

Joined: 26 Oct 2020

Posted: Wed Jan 6, 2021 1:29pm

Peter3473 wrote on Wed Dec 30, 2020 9:14pm:

Hi again, just picked up another insurance company mentioned on another site, if you’re still looking, like try right move insurance based in quesada, email.                                       &nbs...

...p;      [email protected] 

Or check out their website 

https://rightmoveinsurance.com

They seem to have 3 offices, ciudad quesada, la marina, la zenia 

Thanks for the information.  I had actually tried them.  I managed to get insurance finally through SALUS in the end and our applications for Residencia were finally electronically submitted in the last week of December, just in time!  Just a waiting game now to see if we get accepted!

Debbie

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