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Health care

Posted: Sun Oct 3, 2021 9:05pm
4 replies104 views2 members subscribed
Trish53S

Posts: 39

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Joined: 5 Jun 2021

Hi. My hudband and I are re locating to Spain from Portugal. We are both 68 years young and would like to know the cost of healthcare per month. 

Kind regards 

Trish

Stephanie86

Posted: Mon Oct 4, 2021 1:29pm

Stephanie86

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Joined: 4 May 2017

Posted: Mon Oct 4, 2021 1:29pm

The cost will depend upon any existing conditions you may have. You would need to think of a minimum of a couple of thousand per annum for the two of you, depending, it could be more. However, after a year you would be eligible to join the Valencian Convenio Especial which gives you cover, at a cost of approx 160 per month each. Can your cover from Portugal not be extended here?

Trish53S

Posted: Mon Oct 4, 2021 5:38pm

Trish53S

Original Poster

Posts: 39

3 helpful points

Joined: 5 Jun 2021

Posted: Mon Oct 4, 2021 5:38pm

Stephanie86 wrote on Mon Oct 4, 2021 1:29pm:

The cost will depend upon any existing conditions you may have. You would need to think of a minimum of a couple of thousand per annum for the two of you, depending, it could be more. However, after a year you would be eligible to join the Valencian Convenio Especial which gives you cover, at a c...

...ost of approx 160 per month each. Can your cover from Portugal not be extended here?

Thank you for the information. Sounds quite expensive. 

Stephanie86

Posted: Mon Oct 4, 2021 5:51pm

Stephanie86

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Posts: 2772

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Location: Lliber

Joined: 4 May 2017

Posted: Mon Oct 4, 2021 5:51pm

Well, Private health insurance is never cheap. It is age related and also takes into account any pre-existing conditions, even if ‘cured’. You also need to ensure that it comprehensively covers the everything, and not to forget to mention any events from some time ago.

Recently, some American friends, legally resident here and as US citizens, accustomed to paying hugely for PHI, had a claim rejected for the husband for a very serious event, on the grounds that he had had a small claim for the same condition some 10 years previously in the USA. He had declared this on his applications, but they refused to countenance it. They ended up paying the hospital 30K, and that was a special deal as the hospital felt so sorry for them.

trotter

Posted: Mon Oct 4, 2021 10:21pm

trotter

Helpful member

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340 helpful points

Location: Rojales

Joined: 20 Mar 2020

Posted: Mon Oct 4, 2021 10:21pm

Trish53S wrote on Sun Oct 3, 2021 9:05pm:

Hi. My hudband and I are re locating to Spain from Portugal. We are both 68 years young and would like to know the cost of healthcare per month. 

Kind regards 

Trish

Do you qualify for a S1 from the UK? are you UK nationals or maybe Irish nationals? If UK nationals you may need to apply from the UK.

At your age the Convenio Especial would be a good choice but you need to have been on the Spanish padron for 12 months before you become eligible. It is 157 euros, each, per month and it cover any pre-existing conditions.

I think you need to provide a little more info' for the best advice.

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