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Retiring to Spain from Ireland

Posted: Sun Mar 20, 2022 4:58pm
22 replies1277 views9 members subscribed
Brendanmusicman

Posts: 72

14 helpful points

Location: Cabo Roig

Joined: 16 Oct 2021

I intend to live in Spain very soon as I am retired, I currently live in The Republic of Ireland, and I have an Irish pension, what are the tax implications? 

Darro

Posted: Sun Mar 20, 2022 5:24pm

Darro

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Joined: 8 Sep 2021

Posted: Sun Mar 20, 2022 5:24pm

Do you have an Irish passport or can you get one?

It will make it easier for you to come and live in Spain.

Tax wise the source of your pension is largely irrelevant, you will be taxed on your worldwide income the same as the rest of us.

If you have a UK driving licence then know that it will not be exchangeable for a Spanish one and that you will have to take a Spanish test within 6 months of arriving.

Brendanmusicman

Posted: Sun Mar 20, 2022 5:47pm

Brendanmusicman

Original Poster

Posts: 72

14 helpful points

Location: Cabo Roig

Joined: 16 Oct 2021

Posted: Sun Mar 20, 2022 5:47pm

Darro wrote on Sun Mar 20, 2022 5:24pm:

Do you have an Irish passport or can you get one?

It will make it easier for you to come and live in Spain.

Tax wise the source of your pension is largely irrelevant, you will be taxed on your worldwide income the same as the rest of us.

If you have a UK driving licence then know that it will not be exchangeable for a Spanish one and that you will have to take a Spanish test within 6 months of arriving.

I am Irish and I live in Ireland, I have an Irish passport and driving licence. 

tebo53

Posted: Sun Mar 20, 2022 5:56pm

tebo53

Legendary helpful member

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Posted: Sun Mar 20, 2022 5:56pm

Brendanmusicman wrote on Sun Mar 20, 2022 5:47pm:

I am Irish and I live in Ireland, I have an Irish passport and driving licence. 

You will need to apply for a Certificate of residency within 90 of moving here in Spain and meet any requirements regarding income and healthcare. 

Here is a link to valuable information:

https://www.dfa.ie/irish-embassy/spain/our-services/new-to-spain/residency-and-entry-requirements/#main-content

Steve 

Murphy22

Posted: Mon Mar 21, 2022 8:53pm

Posts: 68

20 helpful points

Location: Torrevieja

Joined: 22 Oct 2018

Posted: Mon Mar 21, 2022 8:53pm

Brendanmusicman wrote on Sun Mar 20, 2022 5:47pm:

I am Irish and I live in Ireland, I have an Irish passport and driving licence. 

We've just moved from Meath. You have no limit on time to get Residency the 90 day does not apply. Your pension covers you for Residency also, I need €7000 in bank as I'm not pension age but my husband is so he has no restrictions. The only thing you need to do is get your Padron in the local town hall and apply in Ireland to transfer your health cover to Spain trough the Pension Office just ring them. All this Imformation came from our Solicitor by the way. 

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Brendanmusicman

Posted: Mon Mar 21, 2022 9:06pm

Brendanmusicman

Original Poster

Posts: 72

14 helpful points

Location: Cabo Roig

Joined: 16 Oct 2021

Posted: Mon Mar 21, 2022 9:06pm

Murphy22 wrote on Mon Mar 21, 2022 8:53pm:

We've just moved from Meath. You have no limit on time to get Residency the 90 day does not apply. Your pension covers you for Residency also, I need €7000 in bank as I'm not pension age but my husband is so he has no restrictions. The only thing you need to do is get your Padron in the local t...

...own hall and apply in Ireland to transfer your health cover to Spain trough the Pension Office just ring them. All this Imformation came from our Solicitor by the way. 

Hi, thanks so much for your reply, a lot of the answers I have been getting are not for Irish people, Unfortunately I don't have private health insurance and I am not eligible for a medical card, I wonder how that will work, many thanks 😁

Murphy22

Posted: Mon Mar 21, 2022 9:15pm

Posts: 68

20 helpful points

Location: Torrevieja

Joined: 22 Oct 2018

Posted: Mon Mar 21, 2022 9:15pm

Brendanmusicman wrote on Mon Mar 21, 2022 9:06pm:

Hi, thanks so much for your reply, a lot of the answers I have been getting are not for Irish people, Unfortunately I don't have private health insurance and I am not eligible for a medical card, I wonder how that will work, many thanks 😁

You don't need private health insurance if your on an Irish pension,or a medical card it's just the same as getting health care at home except Ireland pay Spain for your health care here, or vice versa if a Spanish pensioner moved to Ireland. 

Brendanmusicman

Posted: Mon Mar 21, 2022 10:09pm

Brendanmusicman

Original Poster

Posts: 72

14 helpful points

Location: Cabo Roig

Joined: 16 Oct 2021

Posted: Mon Mar 21, 2022 10:09pm

Murphy22 wrote on Mon Mar 21, 2022 9:15pm:

You don't need private health insurance if your on an Irish pension,or a medical card it's just the same as getting health care at home except Ireland pay Spain for your health care here, or vice versa if a Spanish pensioner moved to Ireland. 

Thank you so much for this information, do you know anything about the tax laws? 

Murphy22

Posted: Mon Mar 21, 2022 10:41pm

Posts: 68

20 helpful points

Location: Torrevieja

Joined: 22 Oct 2018

Posted: Mon Mar 21, 2022 10:41pm

Brendanmusicman wrote on Mon Mar 21, 2022 10:09pm:

Thank you so much for this information, do you know anything about the tax laws? 

You just pay your yearly taxes on all your money in Spain or elsewhere eg Ireland. Its its 0.2% on the interest you make on your savings. Our solicitor is doing all this for us SP Civil in Torrevieja. 

Brendanmusicman

Posted: Mon Mar 21, 2022 11:21pm

Brendanmusicman

Original Poster

Posts: 72

14 helpful points

Location: Cabo Roig

Joined: 16 Oct 2021

Posted: Mon Mar 21, 2022 11:21pm

Murphy22 wrote on Mon Mar 21, 2022 10:41pm:

You just pay your yearly taxes on all your money in Spain or elsewhere eg Ireland. Its its 0.2% on the interest you make on your savings. Our solicitor is doing all this for us SP Civil in Torrevieja. 

Thank you so much for this information! 

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