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Banking

Posted: Thu Apr 25, 2019 7:02pm
64 replies2611 views14 members subscribed
Vanessa47

Posts: 138

27 helpful points

Location: Villamartin

Joined: 27 Oct 2017

I am looking to change banks as sabadell charge 35€ per quarter looking at banksia on line does anyone use them if so do you recommend also where is the nearest branch to villerma

Rdudden

Posted: Thu Apr 25, 2019 8:23pm

Rdudden

Helpful member

Posts: 80

52 helpful points

Location: Benidorm

Joined: 7 Nov 2017

Posted: Thu Apr 25, 2019 8:23pm

new laws in place or are coming mean bank can only charge 3 euros a month

Rdudden

Posted: Thu Apr 25, 2019 10:09pm

Rdudden

Helpful member

Posts: 80

52 helpful points

Location: Benidorm

Joined: 7 Nov 2017

Posted: Thu Apr 25, 2019 10:09pm

been using same bank 3 years up to 10 transactions a day 12 euros a quarter 

Rdudden

Posted: Thu Apr 25, 2019 10:14pm

Rdudden

Helpful member

Posts: 80

52 helpful points

Location: Benidorm

Joined: 7 Nov 2017

Posted: Thu Apr 25, 2019 10:14pm

take out maybe 3000 euro a month many direct debits also 

walk into bank and taken into managers office all done in private 3 euros a month

you guys are in the wrong bank

Cheryl

Posted: Thu Apr 25, 2019 10:16pm

Cheryl

Legendary helpful member

Posts: 2973

3538 helpful points

Location: Albatera

Joined: 8 Jun 2017

Posted: Thu Apr 25, 2019 10:16pm

Charges are higher if you are non-resident.

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Cheryl

Posted: Thu Apr 25, 2019 10:20pm

Cheryl

Legendary helpful member

Posts: 2973

3538 helpful points

Location: Albatera

Joined: 8 Jun 2017

Posted: Thu Apr 25, 2019 10:20pm

Me too.

Rdudden

Posted: Thu Apr 25, 2019 10:21pm

Rdudden

Helpful member

Posts: 80

52 helpful points

Location: Benidorm

Joined: 7 Nov 2017

Posted: Thu Apr 25, 2019 10:21pm

im a non resident

Vanessa47

Posted: Fri Apr 26, 2019 8:49am

Vanessa47

Original Poster

Posts: 138

27 helpful points

Location: Villamartin

Joined: 27 Oct 2017

Posted: Fri Apr 26, 2019 8:49am

Which bank is it thanks

paulsav

Posted: Fri Apr 26, 2019 11:12am

paulsav

Super helpful member

Posts: 1376

1011 helpful points

Location: Villena

Joined: 4 Dec 2015

Posted: Fri Apr 26, 2019 11:12am

Yes, Rdudden, would love to know which bank you use. I was told by Sabadell 3€ basic bank account only available to residents. If you read terms and conditions with most banks(BBVA, Bankia,Caixa have to be "resident in Spain). Bankia and BBVA online applications wont accept paper NIE,s and BBVA app shows NIE as acceptable ID but it doesnt accept it, so went into branch and they confirmed NIE,s meant stranger residence card for residencia. I have spent 4wks trying to get a "free" online account or a low cost basic bank account with no success. I have just opened an account with Cajamar in branch but was made to open 2 accounts which the 2nd account(360) with a 1000€ balance per month enabled me to have a free account. However the app doesnt seem to offer an english translation. I need to return next week to collect cards and will take a translator friend as it was very difficult to get all answers to my queries as no english spoken. I have frequently posted my experience trying to obtain a non resident low cost or even free bank account especially a BBVA account as a non resident but nobody actually replies and those that do put in regular monthly amounts over 600€ month as a resident would.So the account does need large monthly deposits( no good for a non resident who spends short periods in Spain) Spanish utility companies wont accept direct debits from N26 account as must be Spanish bank so that was out too. Would love somebody to explain how they have an account with fee free or low maintenance costs as a non resident without either putting large monthly deposits or bribed into buying insurance etc.

Regards

Pauline.

Vanessa47

Posted: Fri Apr 26, 2019 5:08pm

Vanessa47

Original Poster

Posts: 138

27 helpful points

Location: Villamartin

Joined: 27 Oct 2017

Posted: Fri Apr 26, 2019 5:08pm

Thanks Barbara we had same experience as non resident the only bank accounts free you have to put salary or pension in which is not suitable only over here few months of year at present 

And the new goverment rules the 3€ per month sabadell said for low income and on benefit clients no one else.

I am surprised we cannot link our uk Santander account with Santander here has anyone tried that.

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