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Advice on private health insurance and requirements for NLV

Posted: Mon Jul 26, 2021 4:27pm
3 replies122 views3 members subscribed
NattyLou23

Posts: 6

Location: Villamartin

Joined: 17 May 2021

Hi All

We are gathering information ready to apply for a Non lucratve visa and have some queries regarding the private health insurance element.  Are they any preferred companies that you guys have used? I understand that you have to show the insurance cover for the whole first year when applying for the visa, however do you then also need to get private health insurance cover for years    2/3 and 4/5?

Also we will probably look to sell our property in the UK, we are hoping to move out on a permanent basis and we are both in         our mid 50's so we are not sure of the order to do things.    

Herefordjack

Posted: Mon Jul 26, 2021 4:44pm

Herefordjack

Super helpful member

Posts: 874

1089 helpful points

Location: Pego

Joined: 18 Dec 2017

Posted: Mon Jul 26, 2021 4:44pm

We used ASSSA because their prices were competitive, their services were as good as anyone else's, but their 'USP' was that their prices would only increase annually by the rate of inflation maximum however old you became. Many companies jack up your premium significantly as you reach milestone ages.

We've been with them 3 years and everything has panned out as they said. We had no price increase at all this year. Service has been faultless. We're satisfied.

tebo53

Posted: Mon Jul 26, 2021 4:52pm

tebo53

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Posts: 4776

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Location: Benidorm

Joined: 29 May 2018

Posted: Mon Jul 26, 2021 4:52pm

NattyLou23 wrote on Mon Jul 26, 2021 4:27pm:

Hi All

We are gathering information ready to apply for a Non lucratve visa and have some queries regarding the private health insurance element.  Are they any preferred companies that you guys have used? I understand that you have to show the insurance cover for the whole first year when applying f...

...or the visa, however do you then also need to get private health insurance cover for years    2/3 and 4/5?

Also we will probably look to sell our property in the UK, we are hoping to move out on a permanent basis and we are both in         our mid 50's so we are not sure of the order to do things.    

Yes you need healthcare cover throughout the application process. However, after your first full year of fully legal living in Spain you can apply to join the Convenio especial which gives you access to the Spanish healthcare system. For under 65 years old I think it will cost around €60 per month. 

The route to gain Spanish residency is to apply for a visa and meet all the income and healthcare requirements. If successful you can move over to Spain and apply for residency within the first 90 days.

Steve 

Jennifer67

Posted: Tue Jul 27, 2021 11:53am

Jennifer67

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Posts: 148

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Location: Orihuela Costa

Joined: 8 Mar 2021

Posted: Tue Jul 27, 2021 11:53am

contact caren at Jennifer Cunningham Insurances on +34 966 0500 116 or +34 621 247 728 or email

[email protected]


Find out more about Jennifer Cunningham Insurances - a paid advertiser on this website.

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