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Private health care insurance

Posted: Wed May 10, 2023 8:34pm
4 replies89 views3 members subscribed
aadebbah

Posts: 165

4 helpful points

Location: Denia

Joined: 13 Sep 2018

Hi everyone ,

Can anyone advise for an insurance 

Company to contract health care in order to apply for residency in Spain for my spouse and myself , bring European nationals .

If you have any details of the fees involved please advise 

Thank you 

Herefordjack

Posted: Thu May 11, 2023 6:04am

Herefordjack

Super helpful member

Posts: 884

1099 helpful points

Location: Pego

Joined: 18 Dec 2017

Posted: Thu May 11, 2023 6:04am

My partner and I used ASSSA when we first moved here five years ago. The office is in Javea. Their service has been fine.

My partner and I both now use the Spanish health service which we find excellent. She has cancelled her ASSSA membership to save the cost but I still subscribe because I have one or two medical conditions where I feel I might need the back up in the future. Belt and braces!

Cost will depend on your age and health. As reasonably healthy people in our early 60s, we started off paying not far short of €1000 per annum each, with dental cover. Their big selling point for me was the guarantee that their fees would not rise by more than inflation regardless of age, not the case with all companies. Some hike up fees drastically as you get older. The guarantee has turned out correct, in fact rises have been very modest for five years, below inflation.

Martyn1986

Posted: Thu May 11, 2023 8:00am

Martyn1986

Very helpful member

Posts: 1268

889 helpful points

Location: Villajoyosa

Joined: 23 Aug 2020

Posted: Thu May 11, 2023 8:00am

We use DKV find them brilliant and very good price and they speak perfect English. I paid €1290 for the both of us

Rob60

Posted: Thu May 11, 2023 4:09pm

Rob60

Helpful member

Posts: 243

316 helpful points

Location: Ontinyent

Joined: 12 Mar 2022

Posted: Thu May 11, 2023 4:09pm

aadebbah wrote on Wed May 10, 2023 8:34pm:

Hi everyone ,

Can anyone advise for an insurance 

Company to contract health care in order to apply for residency in Spain for my spouse and myself , bring European nationals .

If you have any details of the fees involved please advise 

Thank you 

I second Hereforjack's comments regarding ASSSA, who we now use.

We used DKV for 2 years and were disappointed with level of service when I needed hernia surgery and the annual increases.

Kimmy11

Posted: Sat May 13, 2023 2:41pm

Kimmy11

Legendary helpful member

Posts: 6870

12563 helpful points

Joined: 8 Aug 2017

Posted: Sat May 13, 2023 2:41pm

Hi aadebbah,

We're also with ASSSA.  When we moved here 7 years ago, aged 55 and 58, our annual premiums were €870 each.  My husband's is still the same and mine has increased to €896.  We've been very pleased with the service.

Kind regards, 

Kim

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Blacktower Financial Management
AA Free English TV
Thy Will Be Done
Car Key Solutions
interior building work
Expat Services
Gran Alacant Insurances
Espana Dream Properties
Costa Blanca Building Specialists
ASSSA Insurance
Gentlevan Removals
Jennifer Cunningham Insurances SL
James Spanish School
Airport Service Taxi Mil Palmeras  Torre de la Horadada
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