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Hi
I am in the process of buying a house in El Raso and have been contacted by Banco Sabadell to open an account to pay my direct debits.They seem to charge a lot for maintenance fees!
II have a Starling euro account and wondered if this would be okay to use to pay my direct debits.
Does anyone use a Starling euro account to pay their community fees,electricity,suma etc and if so is it easy and okay.
Not sure which account Sabadell have offered you,700 euros a month deposited seems to be the nominal amount to avoid charges...in the correct account. Ten years + with them never paid a cent,which branch as offered you the account ?
Posted: Sun Sep 25, 2022 12:50pm
Very helpful member
Shirley63 wrote on Sat Sep 24, 2022 8:19pm:
Hi
I am in the process of buying a house in El Raso and have been contacted by Banco Sabadell to open an account to pay my direct debits.They seem to charge a lot for maintenance fees!
Read more...
II have a Starling euro account and wondered if this would be okay to use to pay my direct debits.
Does anyone use a Starling euro account to pay their community fees,electricity,suma etc and if so is it easy and okay.
I too have a Starling Euro account but you could run into difficulties because of the GB prefix to the IBAN number.
As I also had a Wise account I used this for my direct debits, Wise' bank account is based in Belgium so has a BE prefix to the IBAN number, this is widely accepted across Europe.
Gm1954 wrote on Sun Sep 25, 2022 9:37am:
Not sure which account Sabadell have offered you,700 euros a month deposited seems to be the nominal amount to avoid charges...in the correct account. Ten years + with them never paid a cent,which branch as offered you the account ?
It is called a sight account from Rojales bank.
I was just wondering because I thought if I could use my Starling Euro account it would be easier for me as I already have it .
I did have my doubts about the Iban being GB that’s why I have asked if anyone is using it and it works.
Thank you very much for replying to me it is most appreciated as this is a very big learning curve and any help is most welcome
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Kenbo wrote on Sun Sep 25, 2022 12:50pm:
I too have a Starling Euro account but you could run into difficulties because of the GB prefix to the IBAN number.
As I also had a Wise account I used this for my direct debits, Wise' bank account is based in Belgium so has a BE prefix to the IBAN number, this is widely accepted across Europe.
Thanks for getting back to me.
I did have my doubts about the Iban being GB but was being hopeful I could use my Starling Euro account as it would be much easier for me.
Posted: Tue Sep 27, 2022 10:17am
Legendary helpful member
You will also need to have the facility of drawing a bankers draft to pay for your property, unless you are transferring the money to your solicitor.
Most internet banks do not offer bankers drafts.
GrahamLynn wrote on Tue Sep 27, 2022 10:17am:
You will also need to have the facility of drawing a bankers draft to pay for your property, unless you are transferring the money to your solicitor.
Most internet banks do not offer bankers drafts.
That’s not a problem as I am paying through my lawyers but thank you very much for getting back to me.
It is a steep learning curve and sometimes I fall back down the curve.
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