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Bank charges when withdrawing cash

Posted: Wed Jan 25, 2023 7:48pm
8 replies192 views3 members subscribed
Pat44

Posts: 97

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Location: Torrevieja

Joined: 1 Nov 2018

Hi everyone, I tried to withdraw some cash today from Caixa bank in Guadamar, using my u.k starling card and they wanted  to charge me €7 to withdraw €250.

I'm sure there is a cheaper bank to use for cash withdrawals. Does anyone know which bank is best with minimal charges for withdrawals, in or around Guadamar area. Thanks 

NigeF

Posted: Wed Jan 25, 2023 8:22pm

NigeF

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Location: Alicante City

Joined: 14 May 2020

Posted: Wed Jan 25, 2023 8:22pm

Hi, Caixa charged me 7 Euro to withdraw cash with WISE card, Sabadell only charged 1.80 Euro, folk have said Deutsche Bank is free but not sure that applies to Starling cards.

See below link for a previous discussion on this.

What ATMs for Wise debit card

jimbo1234

Posted: Wed Jan 25, 2023 10:09pm

jimbo1234

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Joined: 3 Sep 2021

Posted: Wed Jan 25, 2023 10:09pm

I used Deutsche Bank yesterday for a Revolut UK card withdrawal. No charge was taken

Pat44

Posted: Wed Jan 25, 2023 10:53pm

Pat44

Original Poster

Posts: 97

2 helpful points

Location: Torrevieja

Joined: 1 Nov 2018

Posted: Wed Jan 25, 2023 10:53pm

NigeF wrote on Wed Jan 25, 2023 8:22pm:

Hi, Caixa charged me 7 Euro to withdraw cash with WISE card, Sabadell only charged 1.80 Euro, folk have said Deutsche Bank is free but not sure that applies to Starling cards.

See below link for a previous discussion on this.

Thanks will try Deutsche bank. Is there a branch in Guadamar?

PeterPan

Posted: Wed Jan 25, 2023 10:57pm

PeterPan

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Posted: Wed Jan 25, 2023 10:57pm

Pat44 wrote on Wed Jan 25, 2023 7:48pm:

Hi everyone, I tried to withdraw some cash today from Caixa bank in Guadamar, using my u.k starling card and they wanted  to charge me €7 to withdraw €250.

I'm sure there is a cheaper bank to use for cash withdrawals. Does anyone know which bank is best with minimal charges for withdrawals, in or around Guadamar area. Thanks ...

...

Use a UK Santander debit card. Qualifying UK accounts are able to withdraw cash from any mainland Spanish Santander ATM at the visa exchange rate, fee free. Just don't press the convert to euros button!

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TonySmith

Posted: Thu Jan 26, 2023 1:13am

TonySmith

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Joined: 1 Mar 2022

Posted: Thu Jan 26, 2023 1:13am

PeterPan wrote on Wed Jan 25, 2023 10:57pm:

Use a UK Santander debit card. Qualifying UK accounts are able to withdraw cash from any mainland Spanish Santander ATM at the visa exchange rate, fee free. Just don't press the convert to euros button!

Find a bank (atm) that your bank has an agreement with.(Will vary depending on your country)

NEVER agree to convert, always pay in local currency.

AVOID, AVOID, AVOID any ATM that says EURONET. They charge 14%+ AND a huge conversion fee 

Kenbo

Posted: Thu Jan 26, 2023 9:50am

Kenbo

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Posted: Thu Jan 26, 2023 9:50am

NigeF wrote on Wed Jan 25, 2023 8:22pm:

Hi, Caixa charged me 7 Euro to withdraw cash with WISE card, Sabadell only charged 1.80 Euro, folk have said Deutsche Bank is free but not sure that applies to Starling cards.

See below link for a previous discussion on this.

I can confirm that there are no charges to withdraw money on a Starling card at a Deutsche bank atm, did this a couple of days ago.

Ken

Pat44

Posted: Thu Jan 26, 2023 1:22pm

Pat44

Original Poster

Posts: 97

2 helpful points

Location: Torrevieja

Joined: 1 Nov 2018

Posted: Thu Jan 26, 2023 1:22pm

TonySmith wrote on Thu Jan 26, 2023 1:13am:

Find a bank (atm) that your bank has an agreement with.(Will vary depending on your country)

NEVER agree to convert, always pay in local currency.

AVOID, AVOID, AVOID any ATM that says EURONET. They charge 14%+ AND a huge conversion fee 

Thanks for the info, 

Pat44

Posted: Thu Jan 26, 2023 1:24pm

Pat44

Original Poster

Posts: 97

2 helpful points

Location: Torrevieja

Joined: 1 Nov 2018

Posted: Thu Jan 26, 2023 1:24pm

Kenbo wrote on Thu Jan 26, 2023 9:50am:

I can confirm that there are no charges to withdraw money on a Starling card at a Deutsche bank atm, did this a couple of days ago.

Ken

Thanks 👍

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