Health insurance for residencia

It's not just about cost or about applying for Residency. When you gain Residency, your PHI will, at least for a while, become your only source of healthcare. So accessibility and quality are the important factors.

My wife and I have our health insurance with DKV . My wife became seriously ill last year, and they have been absolutely fantastic. 

BUT we have had to travel to obtain treatment and tests, mostly to the Quiron Hospital in Murcia. We have also used (I think) 8 other medical facilities in Murcia, Elche and Torrevieja. 

This seems to be quite normal. We have met numerous other people "doing the rounds" - each having different insurers.

Into the detail .... insurers may quote the various clinics and hospitals that they use, but in reality, they pick and choose exactly what services they contract for at which hospital. So if your insurer's brochure says that they use (say) Quiron or IMED hospitals/clinics, the city you have to go to depends on the medical service you need.   

We use a GP in our village (not the health centre) and she acts as the gateway into the DKV system - and she is very good at it. 

Our local GP works with DKV (which may be why our local insurance broker recommended DKV). So it seems that the most important thing is to have an insurer who works with your local GP.

We have a neighbour who uses a different insurer. Her nearest insurer-affiliated GP is 50 minutes away by car.

Hi Jayne

I see this is your first post so welcome to the forum

The answer to your question is dependent on your circumstances; pre retirement, retired etc

At the top of this page you will see a tab, Jim’s guides. Here you will find the answers to many and most questions about living in Spain. They are in “sections” so it’s really easy to navigate to different topics.

If you already know that you will need private health insurance and we’re looking for a recommendation, Gran Alacant insurances, who advertise on this page, appear to be highly regarded by users

There is also a search function, again at the top of the page. I find it generates the most hits if you search “all the forum” after selecting your topic

Hope this helps🤪🥂

Click the ad on the right for Gran Alacant Insurances and talk to Alfonso.

The following may also be helpful:

https://www.costablancaforum.com/area/mudamiento-spain-77813/residency-in-mudamiento-padron-residencia-passport-advice-23/jims-guide-the-residency-certificate-part-1-theory-103540/

https://www.costablancaforum.com/area/mudamiento-spain-77813/residency-in-mudamiento-padron-residencia-passport-advice-23/jims-guide-the-residency-certificate-part-2-practice-103541/

https://www.costablancaforum.com/area/mudamiento-spain-77813/residency-in-mudamiento-padron-residencia-passport-advice-23/jims-guide-first-time-residency-applicants-107143/

Hi!

Did you hire the health insurance?

Regards!