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Bank debit card

Posted: Mon Sep 26, 2022 4:38pm
6 replies154 views1 member subscribed
Catseyes

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Joined: 2 May 2021

Hope some can help can we use a uk debit card from our account in the uk to pay for any

tebo53

Posted: Mon Sep 26, 2022 4:50pm

tebo53

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Posted: Mon Sep 26, 2022 4:50pm

Catseyes wrote on Mon Sep 26, 2022 4:38pm:

Hope some can help can we use a uk debit card from our account in the uk to pay for any

Yes you can.  I have used my barclays debit card in the past.

Steve 

Catseyes

Posted: Mon Sep 26, 2022 5:29pm

Catseyes

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Posted: Mon Sep 26, 2022 5:29pm

tebo53 wrote on Mon Sep 26, 2022 4:50pm:

Yes you can.  I have used my barclays debit card in the past.

Steve 

Thank did you have a limit what you can spend in one tran

NigeF

Posted: Mon Sep 26, 2022 5:29pm

NigeF

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Posted: Mon Sep 26, 2022 5:29pm

Catseyes wrote on Mon Sep 26, 2022 4:38pm:

Hope some can help can we use a uk debit card from our account in the uk to pay for any

Certainly you can use your UK bank card but it will be expensive with charges and terrible exchange rates, much better with a WISE card or similar.

You could also consider a pre paid euro card, see link below.

https://www.moneysupermarket.com/prepaid-cards/euros/

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Darro

Posted: Mon Sep 26, 2022 6:45pm

Darro

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Posted: Mon Sep 26, 2022 6:45pm

Catseyes wrote on Mon Sep 26, 2022 5:29pm:

Thank did you have a limit what you can spend in one tran

Only what's in your A/C.

Charges and crap exchange rates apart using a UK card in Spain (or anywhere else) is no different to using it in UK.

When using in shops etc. always choose to pay in Euros, that way your  card provider sets the exchange rate, if you pay in Pounds the retailer may use their own rate which will always be to their advantage NEVER yours!

Catseyes

Posted: Mon Sep 26, 2022 7:04pm

Catseyes

Original Poster

Posts: 56

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Location: Almoradí

Joined: 2 May 2021

Posted: Mon Sep 26, 2022 7:04pm

Darro wrote on Mon Sep 26, 2022 6:45pm:

Only what's in your A/C.

Charges and crap exchange rates apart using a UK card in Spain (or anywhere else) is no different to using it in UK.

When using in shops etc. always choose to pay in Euros, that way your  card provider sets the exchange rate, if you pay in Pounds the retailer may use their own rate which will always be to their advantage NEVER yours!

Ok thank you

PeterPan

Posted: Tue Sep 27, 2022 11:24am

PeterPan

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Posted: Tue Sep 27, 2022 11:24am

Catseyes wrote on Mon Sep 26, 2022 4:38pm:

Hope some can help can we use a uk debit card from our account in the uk to pay for any

I would recommend a UK Santander account. Qualifying UK Santander account holders are able to use their UK debit cards to withdraw cash from Santander ATMs in mainland Spain, fee free and at the Visa bank rate, which is a lot better than any tourist rate. (Just remember to press the W/O conversion button when withdrawing your money). 

Your daily limit is the same as what you have in the UK but in euros. You can arrange to have a larger daily limit but this must be done at your bank in the UK. We find a daily limit of 400 euros more than enough, especially when using more contactless payments in bars & supermarkets.

Also the UK Santander credit card is fee free for purchases abroad, assuming you pay in full at the end of the month.

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