Is medical Travel insurance neccessary whwwhen you are registered at the local doctors as a homeowner and with a SIP?

LeoMac7 wrote on Wed Oct 11, 2023 3:57pm:

 I have a villa here in Spain, I am regsitered at the local soctors surgery so am covered for medical emergencies - my question is is there any point in having medical travel insurance for my frequent visits to Spain? The Insurers tell you you but what about ifyou have to be repatriated yet ...

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...the numbers of expats that have been repatriated in recent years is minimal?  TIA

Darro wrote on Wed Oct 11, 2023 6:02pm:

As a non resident you only have a SIP as a convenience to avoid having to record your EHIC/GHIC details each and every time you need something. Some Saluds issue them on that basis but only for a maximum of 6 months at a time.

It does NOT mean that you are registered with or a beneficiary of the Spanish health system....

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A serious illness or a need for repatriation can cost 10's of thousands which without insurance will come entirely out of your own pocket.

Curios how you know how many expats have needed repatriation "in recent years"?

LeoMac7 wrote on Wed Oct 11, 2023 6:59pm:

we got the Sip because we have a padron being house owners. if you go on the UK government website it tells you how many people have been repatriated- possibly 20 a year at the most. Our Sips have to be enewed in 6 years 

John123456 wrote on Wed Oct 11, 2023 6:58pm:

I would be doubtful if you have a SIP card if you do not live permanently in Spain and registered with the local authorities. Presuming you are a UK national the UK Government office advice and guidance for travelling to Spain is as follows:

'It’s important to take out appropriate travel insurance for your needs. A GHIC or EHIC is not an alternative to travel insurance and you should have both before you travel. An EHIC or GHIC does not cover all health-related costs, for example, medical repatriation, ongoing medical treatment and...

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... non-urgent treatment. Read more about what your travel insurance should cover.'

Full information available from this.link:

https://www.gov.uk/foreign-travel-advice/spain/health

LeoMac7 wrote on Wed Oct 11, 2023 6:59pm:

we got the Sip because we have a padron being house owners. if you go on the UK government website it tells you how many people have been repatriated- possibly 20 a year at the most. Our Sips have to be enewed in 6 years 

LeoMac7 wrote on Wed Oct 11, 2023 7:44pm:

of course I have a Sip card why would I put it on here?