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rough cost of health insurance for residency

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Posted: Fri Mar 2, 2018 5:04pm
2 replies125 views2 members subscribed
caroline60

Posts: 5

Location: La Marina

hello, I am looking into moving to Spain in the next year, can anyone tell me approximately the cost of health insurance which would be acceptable if I were to apply for residency in Spain? I would not be in receipt of my UK state pension for a few years. Thank you.

Kelvin1960

Kelvin1960

Helpful member

Fri Mar 2, 2018 6:54pm

Posts: 126

93 helpful posts

Posted: Fri Mar 2, 2018 6:54pm

Someone else asked this yesterday. Here is my response ...

My wife and I (60 and 58) arranged a healthcare policy 2 weeks ago.

Our joint policy costs 1400 Euros for the first year, and will increase by about 10% per year for 3 years. 

We could have paid (I think about ) 20% more and had lower co-pay charges.

But as we are (touch-wood) both pretty healthy at the moment, the co-pay charges didn't look to be too much of an issue, and they top out at 600 Euros in any one year.

We are both non-smokers.

Hope this gives you a ball park figure.

Pre-existing conditions are excluded, but that was't an issue for us.

Re prescriptions .. these costs are co-pay. My wife has a couple of repeat prescriptions, but these are available over-the-counter, and they are not expensive, so not worth bothering the co-pay process with. The pharmacist just needs to see the sticky label on the UK prescription to authenticate it. Of course, if you need some special, rare prescription, that could be a different matter.


caroline60

caroline60

Original Poster

Fri Mar 2, 2018 9:22pm

Posts: 5

Location: La Marina

Posted: Fri Mar 2, 2018 9:22pm

Thank you for your reply. Have much to think about.

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