Banking charges - Banking and finances in La Zenia - La Zenia forum - Costa Blanca forum in the Alicante province of Spain
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Banking charges

Posted: Sun Nov 22, 2020 1:56pm
4 replies137 views3 members subscribed
Margaretann

Posts: 3

Location: La Zenia

Joined: 8 Aug 2020

We’ve had a holiday home in Costa Blanca for almost 16 years now and our bank account was originally with Bancaja then taken over by Bankia.  This account is just used to pay water, electricity, Sumas etc and has never been overdrawn and when it needs topping up we transfer money electronically from the uk. It is a joint account and due to the admin costs of this account, we only have one debit card but the costs still seem quite excessive at 15 euros month plus an annual fee (can’t access our account online at the moment to check how much this is).  We’d be interested to know if this is fairly normal or if there are cheaper reliable options.

Many thanks 

Margaretann

Snoxell

Posted: Sun Nov 22, 2020 2:57pm

Snoxell

Helpful member

Posts: 167

86 helpful points

Location: Jalon / Xaló

Joined: 30 Apr 2019

Posted: Sun Nov 22, 2020 2:57pm

I found this when I was looking for a no commission/charge account it may be of some use

https://opiniones-sobre.com/bancos-sin-comisiones-y-cuentas-sin-comisiones/

Margaretann

Posted: Sun Nov 22, 2020 3:27pm

Margaretann

Original Poster

Posts: 3

Location: La Zenia

Joined: 8 Aug 2020

Posted: Sun Nov 22, 2020 3:27pm

Many thanks.  I’ll have a look at this

Marcus F

Posted: Sun Nov 22, 2020 7:33pm

Posts: 54

43 helpful points

Location: Villamartin

Joined: 18 Aug 2019

Posted: Sun Nov 22, 2020 7:33pm

Margaretann wrote on Sun Nov 22, 2020 3:27pm:

Many thanks.  I’ll have a look at this

Hi Margaret a lot of people were in same situation as yourself we changed to starling Bank no charges and you can arrange all your direct debits from U.K. easy to do online best decision we made there are quite a few posts on this forum and online hope this helps Marcus

Margaretann

Posted: Sun Nov 22, 2020 9:15pm

Margaretann

Original Poster

Posts: 3

Location: La Zenia

Joined: 8 Aug 2020

Posted: Sun Nov 22, 2020 9:15pm

Marcus F wrote on Sun Nov 22, 2020 7:33pm:

Hi Margaret a lot of people were in same situation as yourself we changed to starling Bank no charges and you can arrange all your direct debits from U.K. easy to do online best decision we made there are quite a few posts on this forum and online hope this helps Marcus

That sounds interesting.  Think I’ve got some homework to do. 🤔

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ASSSA Insurance
Costa Blanca Building Specialists
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