Free free banking for non-residents

Posted: Wed Nov 11, 2020 11:59am

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jm0452

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Posts: 85

98 helpful points

Location: La Zenia

Joined: 22 Mar 2017

After receiving notice of an increase in bank charges from sabadell Bank I looked elsewhere to see what was available.

I have now changed my euro denomination account to starling bank UK. it's a mobile-only bank but you are able to set up direct debit to pay for utilities etc it's relatively easy to use and saved myself €180 per annum

So if you're looking for a bank without ridiculous charges for doing nothing take a look at starling bank UK

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Posted: Fri Nov 13, 2020 11:25pm

al 113

Posts: 24

3 helpful points

Location: La Zenia

Joined: 5 Mar 2020

Posted: Fri Nov 13, 2020 11:25pm

that sounds good advice, i am also with sabadell, i still have not been to my house i bought

in feb this year, i get bill sent to me for water and electricity that i pay by direct debit, i have found he bank charges are a bit steep, so this might be a good idea, i have also heard from a friend in la mata

who banks with Santander and would be nice to get anyones views on this.

many thanks.

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Posted: Sat Nov 14, 2020 9:55am

Aspen1992

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Posts: 368

319 helpful points

Location: Villamartin

Joined: 16 May 2020

Posted: Sat Nov 14, 2020 9:55am

al 113 wrote on Fri Nov 13, 2020 11:25pm:
that sounds good advice, i am also with sabadell, i still have not been to my house i bought
in feb this year, i get bill sent to me for water and electricity that i pay by direct debit, i have found he bank charges are a bit steep, so this might be a good idea, i have also heard from a friend in la mata...

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...
who banks with Santander and would be nice to get anyones views on this.
many thanks.

Hi Al113

I have 2 starling accounts a sterling and euro account and pay all my bills out of the euro account by direct debit my solicitor set everything up when we purchased the house even my community charge comes out of there. I dont know how difficult it would be to set the dd's up after probably not that difficult but you could always get the solicitor to arrange it for you if your not to sure.

My only concern as we have a Sabadell account at the moment due to having to have a bankers draft to purchase the property which the bank offset the house insurance to so I can live with it for 12 months, would be finding free cash withdrawl facilities later and also you can only draw 300 per day my Sabadell is 600.

Regards Andrew