Hi,
If anyone is in the same boat as me and trying to navigate the murky waters on Non Lucrative Visa Application, maybe you can answer these questions?
One of the requirements for application, is to have private healthcare insurance. From what I have researched thus far, it appears that this needs to be in place at the time you apply for the Visa. The quotes I have obtained, require an initial 12 month lump sum payment up front. Thats fine, but considering that the Visa application appears to take between 1 and 3 months to process, you are potentially paying for 3 months of cover, when you are actually not in Spain! Has anyone found a way around this, or do you just need to accept that you will be paying circa 100 euro per month (cheapest quotes) for health insurance that you can't use?
Regarding the proof of income. I understand that it is acceptable to show this in a current, or savings account. But does anyone know if showing this in your pension pot is also acceptable? And does the proof just need to be on a bank statement?
Finally, there seem to be different views on what documents need to be translated into Spanish. Does every single document (including a bank statement, for example), need to be translated into Spanish? As translations seem to be priced on amount of words/pages, the cost for this could soon mount up!
There is lots of advice on the internet - much allegedly from UK and Spanish lawyers/advisors, but even they seem to conflict with each other on some points, so any actual experiences from individuals who have started the process would be appreciated - thanks!