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Unhappy with Sabadell.

Posted: Wed Aug 3, 2022 7:36pm
7 replies132 views4 members subscribed
Mark H

Posts: 28

5 helpful points

Location: Lliber

Joined: 26 Oct 2021

Hi, we have a holiday home in Lliber and are not happy with Sabadell bank, does anyone know if I open and Irish bank account can I pay my Spanish utility bills from the Irish account?

Kimmy11

Posted: Wed Aug 3, 2022 9:14pm

Kimmy11

Legendary helpful member

Posts: 6870

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Joined: 8 Aug 2017

Posted: Wed Aug 3, 2022 9:14pm

Hi Mark,

If your Irish bank account has an EU IBAN (International Bank Account Number), it shouldn't be a problem to transfer your direct debits from Sabadell to your Irish bank, or to pay bills from that account.  However, Spanish IBANs contain 24 characters, whereas Republic of Ireland IBANs have 22 characters (starting with the country code identifier of IE), so it would be best to check with your Irish bank if that's a problem or can it be solved by, for example, adding a couple of zeros at the end.

Kind regards,

Kim

Aspen1992

Posted: Wed Aug 3, 2022 9:30pm

Aspen1992

Helpful member

Posts: 368

319 helpful points

Location: Villamartin

Joined: 16 May 2020

Posted: Wed Aug 3, 2022 9:30pm

Mark H wrote on Wed Aug 3, 2022 7:36pm:

Hi, we have a holiday home in Lliber and are not happy with Sabadell bank, does anyone know if I open and Irish bank account can I pay my Spanish utility bills from the Irish account?

Hi Mark H

Open an accout with Wise its an online account, you can setup all your DD's with them as its a Belgium IBAN this is the most cost effective way and close your Sabadell account saves you 45 euros a quarter.

Regards

Andrew

Mark H

Posted: Wed Aug 3, 2022 9:44pm

Mark H

Original Poster

Posts: 28

5 helpful points

Location: Lliber

Joined: 26 Oct 2021

Posted: Wed Aug 3, 2022 9:44pm

Kimmy11 wrote on Wed Aug 3, 2022 9:14pm:

Hi Mark,

If your Irish bank account has an EU IBAN (International Bank Account Number), it shouldn't be a problem to transfer your direct debits from Sabadell to your Irish bank, or to pay bills from that account.  However, Spanish IBANs contain 24 characters, whereas Republic of Ireland IBANs have 2...

...2 characters (starting with the country code identifier of IE), so it would be best to check with your Irish bank if that's a problem or can it be solved by, for example, adding a couple of zeros at the end.

Kind regards,

Kim

Thanks Kim, for taking the trouble to reply, I’ll look into it.

Thanks again

Mark

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Mark H

Posted: Wed Aug 3, 2022 9:45pm

Mark H

Original Poster

Posts: 28

5 helpful points

Location: Lliber

Joined: 26 Oct 2021

Posted: Wed Aug 3, 2022 9:45pm

Aspen1992 wrote on Wed Aug 3, 2022 9:30pm:

Hi Mark H

Open an accout with Wise its an online account, you can setup all your DD's with them as its a Belgium IBAN this is the most cost effective way and close your Sabadell account saves you 45 euros a quarter.

Regards

Andrew

Thanks Andrew, I’ll give Wise a look.

Thanks again

Mark

eganjohn

Posted: Wed Aug 3, 2022 10:16pm

Posts: 94

47 helpful points

Location: Torrevieja

Joined: 22 Nov 2019

Posted: Wed Aug 3, 2022 10:16pm

I transferred all my Sabadell DD's to BOI and closed the Sabadell account, happy days. !!

Mark H

Posted: Thu Aug 4, 2022 8:27am

Mark H

Original Poster

Posts: 28

5 helpful points

Location: Lliber

Joined: 26 Oct 2021

Posted: Thu Aug 4, 2022 8:27am

eganjohn wrote on Wed Aug 3, 2022 10:16pm:

I transferred all my Sabadell DD's to BOI and closed the Sabadell account, happy days. !!

Hi, is BOI bank of Ireland?

eganjohn

Posted: Thu Aug 4, 2022 2:52pm

Posts: 94

47 helpful points

Location: Torrevieja

Joined: 22 Nov 2019

Posted: Thu Aug 4, 2022 2:52pm

Mark H wrote on Thu Aug 4, 2022 8:27am:

Hi, is BOI bank of Ireland?

Yes

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