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Bank recommendations?

Posted: Sun Jan 30, 2022 9:07pm
12 replies348 views7 members subscribed
Zebr

Posts: 2

Location: La Xara

Joined: 24 Jan 2022

We are in thinking about buying a property in the area and would love to hear feedback about the best bank to set up an account with. English speaking is very important while we grasp the language. Is it a relatively simple process?

Thanks.

Marcbernard

Posted: Mon Jan 31, 2022 10:54am

Marcbernard

Helpful member

Posts: 109

55 helpful points

Location: Benitachell

Joined: 29 Aug 2020

Posted: Mon Jan 31, 2022 10:54am

Once resident in Moraira I would recommend BBVA On Line account which carries NO FEES Nor restrictions on input. There is a large branch in the main area of town which can be used for face to face queries if needed. You should also consider a Wise single- or multi-currency account for transfers from non-Euro accounts worldwide. Their transfer costs are notably lower than others.

Relyat

Posted: Mon Jan 31, 2022 1:11pm

Relyat

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Posts: 906

894 helpful points

Location: Pego

Joined: 12 Jul 2018

Posted: Mon Jan 31, 2022 1:11pm

I've been with Sabadell for nearly eight years and have no complaints at all. However, I would not recommend their insurance to anyone. 

Nules

Posted: Mon Jan 31, 2022 1:29pm

Posts: 31

5 helpful points

Location: Moraira

Joined: 26 Feb 2017

Posted: Mon Jan 31, 2022 1:29pm

I would also recommend Sabadell. Maria in particular is extremely helpful and efficient. My lawyer set my account up for me initially so yours would probably do the same - also some of the estate agents also offer help with that sort of thing. On the topic of agents would highly recommend Coast & Country - their office is in Moraira town centre. Good luck ! 

Lifeinthesun

Posted: Fri Mar 25, 2022 5:01pm

Posts: 1

Location: Moraira

Joined: 25 Mar 2022

Posted: Fri Mar 25, 2022 5:01pm

Nules wrote on Mon Jan 31, 2022 1:29pm:

I would also recommend Sabadell. Maria in particular is extremely helpful and efficient. My lawyer set my account up for me initially so yours would probably do the same - also some of the estate agents also offer help with that sort of thing. On the topic of agents would highly recommend Coast &...

...amp; Country - their office is in Moraira town centre. Good luck ! 

Is there a Santander or Barclays in Moraira area...do you know if they do mortgages ? Any idea what LTV these banks offer ? Any advice gratefully accepted. 

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Portet

Posted: Fri Mar 25, 2022 6:23pm

Portet

Very helpful member

Posts: 568

534 helpful points

Location: Moraira

Joined: 13 Jan 2021

Posted: Fri Mar 25, 2022 6:23pm

If you are not intending to be resident don't open a spanish bank account. It is unecessary and they are expensive and aggro.

martidj

Posted: Wed Oct 26, 2022 3:42pm

Posts: 6

Location: Moraira

Joined: 26 Oct 2022

Posted: Wed Oct 26, 2022 3:42pm

Marcbernard wrote on Mon Jan 31, 2022 10:54am:

Once resident in Moraira I would recommend BBVA On Line account which carries NO FEES Nor restrictions on input. There is a large branch in the main area of town which can be used for face to face queries if needed. You should also consider a Wise single- or multi-currency account for transfers f...

...rom non-Euro accounts worldwide. Their transfer costs are notably lower than others.

I am based in the UK and have an account with BBVA Moraira they have not sent me a new debit card and I cannot get through on the phone nor can I find the Moraira address online. Could you find it for me. Many thanks David

Marcbernard

Posted: Wed Oct 26, 2022 4:05pm

Marcbernard

Helpful member

Posts: 109

55 helpful points

Location: Benitachell

Joined: 29 Aug 2020

Posted: Wed Oct 26, 2022 4:05pm

I can only offer a contigo number 963 112 114

martidj

Posted: Wed Oct 26, 2022 4:49pm

Posts: 6

Location: Moraira

Joined: 26 Oct 2022

Posted: Wed Oct 26, 2022 4:49pm

Marcbernard wrote on Wed Oct 26, 2022 4:05pm:

I can only offer a contigo number 963 112 114

Many thanks but I have now posted off a letter to the Teulada branch in the hope somene will action the request.

Care4

Posted: Thu Oct 27, 2022 5:59pm

Care4

Helpful member

Posts: 282

301 helpful points

Location: Playa Flamenca

Joined: 25 Apr 2016

Posted: Thu Oct 27, 2022 5:59pm

Zebr, please, please, please for your own sanity do not seek an account with Caixa bank. They are supposidly an online bank but you can't contact anyone oneline. I was given a card with details of how to contact my branch advisor. Emailed her on the 10th of October, I still await a reply. Tried calling the branch, phone rang out. Tried to contact online customer service. I was on the line for 1 and a half hours. Phone was answered and call was terminated 2 minutes later. I have been locked out of my online account since July. I now have to make a 3000 mile round trip to get access so that I can close the account. They asked that I come to my local branch so they could verify my identity. This, I was informed while in branch, could be done with my NIE number, which I did not have with me. I asked why this was necessary when they had copied it to my details in branch in September. Answer, "Oh during the changeover we lost it in the system"!!!!!

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Jennifer Cunningham Insurances SL
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