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Banking charges

Posted: Tue Jun 5, 2018 8:40am
8 replies242 views7 members subscribed
Chris rh

Posts: 10

Location: Orba

Joined: 16 Mar 2018

Hi everyone 

Can anybody tell me do all banks,charge for the use of there service 

They told me if I take out house insurance with them they would waver the charges but I would still have to pay 24 euros per  quarter 

dinnerout

Posted: Tue Jun 5, 2018 11:50am

dinnerout

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Posts: 2191

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Location: Beniarbeig

Joined: 18 Sep 2015

Posted: Tue Jun 5, 2018 11:50am

Most banks will try to get your insurance when you open an account. Even if you take the insurance most banks charge up to 30 a quarter for non resident accounts. Resident accounts are usually free of charged if a minimum monthly amount is paid in. 

Steve

Stephanie86

Posted: Tue Jun 5, 2018 1:21pm

Stephanie86

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Location: Lliber

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Posted: Tue Jun 5, 2018 1:21pm

Chris rh wrote on Tue Jun 5, 2018 8:40am:

Hi everyone 

Can anybody tell me do all banks,charge for the use of there service 

They told me if I take out house insurance with them they would waver the charges but I would still have to pay 24 euros per  quarter 

As above, plus they charge for most transactions ie they charge you for the privilege of paying in money and for every online payment you make, related to the value of the transaction.

dinnerout

Posted: Tue Jun 5, 2018 1:28pm

dinnerout

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Location: Beniarbeig

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Posted: Tue Jun 5, 2018 1:28pm

I'm with Sabadell and they don't. My online banking was included in the 30 euro quarterly charge. The only time they wanted to charge me was for a Bankers Draft but I managed to negotiate it down considerably. 

I have never been charged for deposits or withdrawals. 

Steve

Stephanie86

Posted: Tue Jun 5, 2018 2:09pm

Stephanie86

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Location: Lliber

Joined: 4 May 2017

Posted: Tue Jun 5, 2018 2:09pm

no, they don't charge for cash withdrawals, but certainly we are charged for paying bills online - not the standard things like Iberdrola etc but we've been having work done and I've had to pay quite a few invoices for materials and services etc which have all attracted a charge - not very much but annoying!!!

And I was charged when paying in a cheque from my mother. But we do get a large rebate on our quarterly charges as part of the deal for some reason or other!!!

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AndyandPenny

Posted: Wed Jun 6, 2018 9:18am

Posts: 13

4 helpful points

Joined: 1 Jun 2018

Posted: Wed Jun 6, 2018 9:18am

Chris rh wrote on Tue Jun 5, 2018 8:40am:

Hi everyone 

Can anybody tell me do all banks,charge for the use of there service 

They told me if I take out house insurance with them they would waver the charges but I would still have to pay 24 euros per  quarter 

We recently opened a Sabadell Expansion account and so long as you pay in at least 700 euro a month then the account has no charges.

Pauline15

Posted: Wed Jun 6, 2018 7:19pm

Pauline15

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Posts: 287

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Joined: 13 Oct 2017

Posted: Wed Jun 6, 2018 7:19pm

Like Steve & Andy we too are with Sabadel paying in €700 a month and no charges

paulsav

Posted: Thu Jun 7, 2018 9:41pm

paulsav

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Posts: 1376

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Location: Villena

Joined: 4 Dec 2015

Posted: Thu Jun 7, 2018 9:41pm

I read a posting recently on another forum from someone who as a non resident in Spain still paid in 700€ mnth but withdrew 600€ immediately leaving rest for usual services to avoid charges. I have asked him if he withdraws the amount in the UK in £s and whether he is charged for this. Unfortunately he has not replied as yet, but I later noticed he was a resident in France so maybe able to utilise euros. Has anyone else tried this with Sabadell and managed to withdraw money in UK in £s.?

Pauline.

Chris rh

Posted: Sat Jun 9, 2018 9:41am

Chris rh

Original Poster

Posts: 10

Location: Orba

Joined: 16 Mar 2018

Posted: Sat Jun 9, 2018 9:41am

Thanks 

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