open a bank account without NIE - Residency in Orihuela Costa: padron, residencia and passport advice - Orihuela Costa forum - Costa Blanca forum in the Alicante province of Spain
Gran Alacant Insurances
Thy Will Be Done
Airport Service Taxi Mil Palmeras  Torre de la Horadada
Blacktower Financial Management
Expat Services
Espana Dream Properties
Jennifer Cunningham Insurances SL
Costa Blanca Building Specialists
Gentlevan Removals
AA Free English TV
ASSSA Insurance
interior building work
James Spanish School
Car Key Solutions

Join the Orihuela Costa forum

Join the Orihuela Costa forumMy name's Alex and this is my website all about Orihuela Costa in Spain. Register now for free to talk about Residency in Orihuela Costa: padron, residencia and passport advice and much more!

open a bank account without NIE

Posted: Sat Sep 19, 2020 3:43pm
15 replies170 views4 members subscribed
AnneTom

Posts: 19

Location: Orihuela Costa

Joined: 22 Jan 2019

Hi there

does anyone know of a bank that accepts online account applications without NIE (will be applying for this ) from another country please

thanks very much

killjoy

Posted: Sat Sep 19, 2020 5:34pm

killjoy

Super helpful member

Posts: 3232

1849 helpful points

Location: Orihuela Costa

Joined: 4 Nov 2017

Posted: Sat Sep 19, 2020 5:34pm

Absolutely NOT - it's not the bank, it's the law.

gerardwilkie

Posted: Sat Sep 19, 2020 5:36pm

gerardwilkie

Helpful member

Posts: 109

149 helpful points

Location: El Campello

Joined: 2 Jul 2020

Posted: Sat Sep 19, 2020 5:36pm

I opened a key card account with Sabadell. As yet I don't have an NIE, but I was able to open it with a passport in person at the El Campello branch. I was able to organise the preliminaries online, but you have to complete the application in person when in Spain.

PeterPan

Posted: Sat Sep 19, 2020 6:58pm

PeterPan

Very helpful member

Posts: 640

580 helpful points

Location: Almoradí

Joined: 1 Aug 2020

Posted: Sat Sep 19, 2020 6:58pm

AnneTom wrote on Sat Sep 19, 2020 3:43pm:

Hi there

does anyone know of a bank that accepts online account applications without NIE (will be applying for this ) from another country please

thanks very much

N26 offer an online account without NIE. You only need a passport and a Spanish address to receive your debit card. The account has a Spanish IBAN and is fee free.

https://n26.com/en-eu

AnneTom

Posted: Sun Sep 20, 2020 8:54am

AnneTom

Original Poster

Posts: 19

Location: Orihuela Costa

Joined: 22 Jan 2019

Posted: Sun Sep 20, 2020 8:54am

PeterPan wrote on Sat Sep 19, 2020 6:58pm:

N26 offer an online account without NIE. You only need a passport and a Spanish address to receive your debit card. The account has a Spanish IBAN and is fee free.

https://n26.com/en-eu

Thank you Peterpan

Advertisement - posts continue below

GCfromVC

Posted: Sun Sep 20, 2020 10:44am

GCfromVC

Very helpful member

Posts: 798

520 helpful points

Location: La Marina

Joined: 18 Jan 2018

Posted: Sun Sep 20, 2020 10:44am

My partner also applied to Sabadell from the UK without an NIE number.

They have reserved the account but she has to go to the branch in person to sign off with her passport in the short term. 

Unfortunately no money can be put in the account sooner than 15 days before the appointment to sign off.

This is the problem because the whole reason for opening was to put the appropriate funds in the account and start making regular transfers as a belt and braces for the residency application.  She could of then just got the gesture to apply for residency without the need to get an NIE before the application.

So back to square one!

Think we may just have to take our chances and open the account mid November and partly use the Transferwise account to prove the funds prior to opening the spanish account etc. Nothing we can do. Just hope our Gestor can help.

AnneTom

Posted: Sun Sep 20, 2020 5:47pm

AnneTom

Original Poster

Posts: 19

Location: Orihuela Costa

Joined: 22 Jan 2019

Posted: Sun Sep 20, 2020 5:47pm

PeterPan wrote on Sat Sep 19, 2020 6:58pm:

N26 offer an online account without NIE. You only need a passport and a Spanish address to receive your debit card. The account has a Spanish IBAN and is fee free.

https://n26.com/en-eu

Hi can i ask were you already in SPain when you applied?  If not which account did you apply for ? As i need either the NIE; tax ref or an Id ref? thanks

GCfromVC

Posted: Sun Sep 20, 2020 8:03pm

GCfromVC

Very helpful member

Posts: 798

520 helpful points

Location: La Marina

Joined: 18 Jan 2018

Posted: Sun Sep 20, 2020 8:03pm

PeterPan wrote on Sat Sep 19, 2020 6:58pm:

N26 offer an online account without NIE. You only need a passport and a Spanish address to receive your debit card. The account has a Spanish IBAN and is fee free.

https://n26.com/en-eu

That bank looks interesting. I will have a look into it to and hope it's a financially secure bank and is covered under the fscs scheme.

Thanks for sharing.

GCfromVC

Posted: Sun Sep 20, 2020 8:45pm

GCfromVC

Very helpful member

Posts: 798

520 helpful points

Location: La Marina

Joined: 18 Jan 2018

Posted: Sun Sep 20, 2020 8:45pm

I just had a quick look on the N26 for a Spanish bank account and it seems to suggest that you need to be a Spanish resident. Does anybody know or does it just let you join?

In addition to this I wonder if this bank could be used for proof of funds for the residency process for people?

Thanks.

PeterPan

Posted: Sun Sep 20, 2020 10:10pm

PeterPan

Very helpful member

Posts: 640

580 helpful points

Location: Almoradí

Joined: 1 Aug 2020

Posted: Sun Sep 20, 2020 10:10pm

GCfromVC wrote on Sun Sep 20, 2020 8:45pm:

I just had a quick look on the N26 for a Spanish bank account and it seems to suggest that you need to be a Spanish resident. Does anybody know or does it just let you join?

In addition to this I wonder if this bank could be used for proof of funds for the residency process for people?

Thanks.

Hi, you don't need to be Spanish resident, you just need a Spanish address to receive your debit card. We are non resident and had ours sent to the local delivery drop (newsagent), as our communal post boxes aren't very secure.

Unfortunately this account cannot be used for a residency application as the statements need to be certified. We have had to re-open a non resident account again but kept this one going.

.....it's covered upto €100,000 as per the european banking reg's.

Sign up for free or login to reply to this topic

Want to reply to this topic? Login or register for free to post your message:

Find more Padron, residencia and passport advice topics from a particular area:


Register for free!

Login to your account

Gran Alacant Insurances
Thy Will Be Done
Airport Service Taxi Mil Palmeras  Torre de la Horadada
Blacktower Financial Management
Expat Services
Espana Dream Properties
Jennifer Cunningham Insurances SL
Costa Blanca Building Specialists
Gentlevan Removals
AA Free English TV
ASSSA Insurance
interior building work
James Spanish School
Car Key Solutions
Advertise your business here
Advertise your property
Help with my computer