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Uk bank account

Posted: Sun Sep 6, 2020 8:11am
17 replies465 views8 members subscribed
Tracey1801

Posts: 27

8 helpful points

Location: Villamartin

Joined: 31 Aug 2018

Hi

We are moving to playa Flamenca on the 1st October, should we be truthful with  the Halifax and hsbc about this as we want to keep up bank accounts open.  Has anyone dealt with either of these banks in this situation? Thank you,tracey

elinspain

Posted: Sun Sep 6, 2020 8:27am

elinspain

Legendary helpful member

Posts: 3248

4129 helpful points

Location: La Mata

Joined: 4 May 2018

Posted: Sun Sep 6, 2020 8:27am

Hello

I've kept a UK bank account for 17years since I came to live here, I just gave them my new address and all cards & correspondence are sent here.   Do you think its a problem with some  banks if you live overseas - its always worked for me?

Elinspain

Castleman

Posted: Sun Sep 6, 2020 10:40am

Castleman

Helpful member

Posts: 1

186 helpful points

Location: Sax

Joined: 1 Feb 2020

Posted: Sun Sep 6, 2020 10:40am

Basically none of their business you can open a basic payment account in another country even if you live in another country EU law ,as you are moving to Spain instead of letter statements have digital statements ,so no post goes to your old address 

Herefordjack

Posted: Sun Sep 6, 2020 10:40am

Herefordjack

Super helpful member

Posts: 886

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Location: Pego

Joined: 18 Dec 2017

Posted: Sun Sep 6, 2020 10:40am

elinspain wrote on Sun Sep 6, 2020 8:27am:

Hello

I've kept a UK bank account for 17years since I came to live here, I just gave them my new address and all cards & correspondence are sent here.   Do you think its a problem with some  banks if you live overseas - its always worked for me?

Elinspain

May I ask which bank this is, please?

Are there any extra charges or any other special conditions?

elinspain

Posted: Sun Sep 6, 2020 12:40pm

elinspain

Legendary helpful member

Posts: 3248

4129 helpful points

Location: La Mata

Joined: 4 May 2018

Posted: Sun Sep 6, 2020 12:40pm

Hi Herefordjack

Its Yorkshire Bank, who's parent company is Clydesdale Bank....no extra charges, most of my dealings with them are online unless I'm in UK, then I call in    

Elinspain

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Tracey1801

Posted: Sun Sep 6, 2020 12:44pm

Tracey1801

Original Poster

Posts: 27

8 helpful points

Location: Villamartin

Joined: 31 Aug 2018

Posted: Sun Sep 6, 2020 12:44pm

Herefordjack wrote on Sun Sep 6, 2020 10:40am:

May I ask which bank this is, please?

Are there any extra charges or any other special conditions?

Hi


I have read on line that it can be


Tracey

Tracey1801

Posted: Sun Sep 6, 2020 12:46pm

Tracey1801

Original Poster

Posts: 27

8 helpful points

Location: Villamartin

Joined: 31 Aug 2018

Posted: Sun Sep 6, 2020 12:46pm

Castleman wrote on Sun Sep 6, 2020 10:40am:

Basically none of their business you can open a basic payment account in another country even if you live in another country EU law ,as you are moving to Spain instead of letter statements have digital statements ,so no post goes to your old address 

Thank you.

What about new bank cards?

Lesros

Posted: Sun Sep 6, 2020 12:56pm

Posts: 63

17 helpful points

Location: Villamartin

Joined: 24 Feb 2016

Posted: Sun Sep 6, 2020 12:56pm

Hi 

We have a Halifax current account. When we moved to Spain 5 years ago we just went into the local branch and changed our correspondence address to our Spanish address. It was no problem. We get statements etc online and new cards etc are sent to Spain.

Sues007

Posted: Sun Sep 6, 2020 1:29pm

Sues007

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Posts: 281

269 helpful points

Location: Cocentaina

Joined: 19 Jul 2020

Posted: Sun Sep 6, 2020 1:29pm

Yes...I have a Halifax account and you can have your statements sent to your home in Spain.  

But after a few years, they sent me a form to fill in and it was where I was resident.  I sent it back saying I was resident here in Spain with my address etc on it and I've never heard anything since.

I did try and set up a joint account with my son and was refused because I wasn't resident in the UK anymore.

I have my Widows Pension paid into this account every month and never had any problems at all.

Sue 😘

Tracey1801

Posted: Sun Sep 6, 2020 1:37pm

Tracey1801

Original Poster

Posts: 27

8 helpful points

Location: Villamartin

Joined: 31 Aug 2018

Posted: Sun Sep 6, 2020 1:37pm

Sues007 wrote on Sun Sep 6, 2020 1:29pm:

Yes...I have a Halifax account and you can have your statements sent to your home in Spain.  

But after a few years, they sent me a form to fill in and it was where I was resident.  I sent it back saying I was resident here in Spain with my address etc on it and I've never heard anything since....

...

I did try and set up a joint account with my son and was refused because I wasn't resident in the UK anymore.

I have my Widows Pension paid into this account every month and never had any problems at all.

Sue 😘

Thank you

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