Banking

marcliff wrote on Wed Sep 4, 2024 3:59pm:

Why can't you have your Irish pension paid into a Spanish bank account? You just need to complete an Overseas Transfer Declaration to be able to do this. 

Caixabank gives free banking if you pay more than 300 euro a month from a pension or unemployment benefits or 600 euro a month from employment and you pay at least 3 direct debits a year. The credit card is issued free if you use it 3 times or more per quarter....

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They regularly send me a statement each quarter which shows fees are €60 a quarter but then meeting any two requirements they give me a deduction of €60 a quarter and the statement states fees = 0. Not been charged any fees as a resident in the 14 years I've been with them and I get a private pension paid in monthly.

Darro wrote on Wed Sep 4, 2024 7:13pm:

What's to stop you transferring your pension from wherever it's paid to your Bankinter account, if you do a direct transfer IBAN to IBAN it should be either be free or cost very little.

Darro wrote on Wed Sep 4, 2024 7:13pm:

What's to stop you transferring your pension from wherever it's paid to your Bankinter account, if you do a direct transfer IBAN to IBAN it should be either be free or cost very little.

marcliff wrote on Wed Sep 4, 2024 3:59pm:

Why can't you have your Irish pension paid into a Spanish bank account? You just need to complete an Overseas Transfer Declaration to be able to do this. 

Caixabank gives free banking if you pay more than 300 euro a month from a pension or unemployment benefits or 600 euro a month from employment and you pay at least 3 direct debits a year. The credit card is issued free if you use it 3 times or more per quarter....

Read more...

...

They regularly send me a statement each quarter which shows fees are €60 a quarter but then meeting any two requirements they give me a deduction of €60 a quarter and the statement states fees = 0. Not been charged any fees as a resident in the 14 years I've been with them and I get a private pension paid in monthly.

VikingOy wrote on Wed Sep 4, 2024 8:56pm:

I'm using CaixaBank and they charge me €35 / quarter. I have tried everything by the book to avoid that fee, but to no avail.  They just don't want to give it up.

Akelly1962 wrote on Wed Sep 4, 2024 10:24pm:

And your resident ?