Revolut Joint Account

Fulhamboy wrote on Sat Aug 15, 2026 3:48pm:

Afternoon, in an effort to move away from Sabadell bank charges myself and my wife opened a Revolut Joint bank account.

We then made a variety of appointments notifying our providers of the new bank account details which they all update however, we seem to be having some issues with the account having a GB IBAN. ...

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For instance, our broadband provider is Ole, they recently contacted to us advising that they had attempted to withdraw the first monthly payment since the change and had not been successful in attaining the payment. We contacted Revolut who advised that Ole had made no attempt to withdraw funds and that the issue was Ole’s end. Upon enquiring with Ole they forwarded a mandate requesting that I sign and send to Revolut, which we did.

The response from Revolut was that they did not need a document of this nature and did not have resources to monitor or manage the paperwork. 

At this point I’m at a bit of a loss as to what to do.

Has anyone else experienced difficulties of this nature that they were able to successfully navigate, I’d like to stick with Revolut if possible.

Thanks in advance of any responses to this.

Anita666 wrote on Sun Aug 16, 2026 4:29am:

I too would like to leave Sabadell but worried of problems with direct debits not being paid, I’ve seen electric meters being removed! I’ll read responses with interest x 

Fulhamboy wrote on Sat Aug 15, 2026 3:48pm:

Afternoon, in an effort to move away from Sabadell bank charges myself and my wife opened a Revolut Joint bank account.

We then made a variety of appointments notifying our providers of the new bank account details which they all update however, we seem to be having some issues with the account having a GB IBAN. ...

Read more...

...

For instance, our broadband provider is Ole, they recently contacted to us advising that they had attempted to withdraw the first monthly payment since the change and had not been successful in attaining the payment. We contacted Revolut who advised that Ole had made no attempt to withdraw funds and that the issue was Ole’s end. Upon enquiring with Ole they forwarded a mandate requesting that I sign and send to Revolut, which we did.

The response from Revolut was that they did not need a document of this nature and did not have resources to monitor or manage the paperwork. 

At this point I’m at a bit of a loss as to what to do.

Has anyone else experienced difficulties of this nature that they were able to successfully navigate, I’d like to stick with Revolut if possible.

Thanks in advance of any responses to this.

MORF wrote on Mon Aug 17, 2026 8:08pm:

G’day,

if you have a Spanish address that you can use, you can open a Revolut Spanish Joint Bank A/C 

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We have been using Revolut Spain joint A/C for years - no problems 

They have an address in Madrid Spain 

That maybe is the problem you are encountering with using Revolut UK to pay direct debits.

LinPlant wrote on Mon Aug 17, 2026 9:19pm:

Not necessary, you can open several different accounts in Revolut, in the same app, in different currencies, no matter where you live. 

MORF wrote on Mon Aug 17, 2026 10:48pm:

To answer and correct LinPlant,

I never stated anything about different currencies in my earlier post and nor did the original poster.

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The issue that the “original poster” advised was a problem having a direct debit taken from a “UK Based Joint Revolut A/C”, I advised to open a Joint Revolut A/C based in Spain which definitely eradicates any problems with direct debits taken for Spanish businesses.