Posted: Fri Aug 7, 2020 7:28am
My circumstances are exactly the same.
I can confirm that Iberdrola and Hydraqua do accept Transferwise IBAN numbers for direct debit because I did all of this when over in Spain in January, at the moment they are working perfectly, SUMA for the IBI is due this month but for some reason the administrator for our community fees could not make it work, no problem, this is only twice per year so I transfer it directly to the community/urb account from my Transferwise account rather than by direct debit.
I do not use Transferwise for atm withdrawals as I have a Santander account in the UK so this is free.
I also have a Starling account which is brilliant but my initial research suggested that because the IBAN is GB it could be problematical and decided to use the Transferwise account for direct debits.
Closing my Bankia account is proving to be more difficult as I can't get to Spain at the moment, I have written to the branch at La Zenia several times stating exceptional circumstances due to the pandemic, they don't want to know, they would rather the €14 per month stack up.
RayD. I too have thought about your question regarding these online banks being accepted in residency applications, my gut feeling is perhaps not, probably Spanish bank account only.