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Severe Weather Conditions

Posted: Sat Sep 14, 2019 10:15am
7 replies225 views4 members subscribed
Willi01

Posts: 18

Location: Playa Flamenca

Joined: 4 May 2019

Hi All,  

          Recently purchased a property in Playa Flamenca Serena 4 and as we are now in England we are wondering if anyone in the area has been badly affected by the severe weather conditions. We live close to Ave California and have seen how bad the roads can get as we were here in Easter. Any info would be much appreciated. 

Regards

Rich. 

Adofeegs

Posted: Sat Sep 14, 2019 3:45pm

Adofeegs

Helpful member

Posts: 105

84 helpful points

Location: Playa Flamenca

Joined: 6 Apr 2017

Posted: Sat Sep 14, 2019 3:45pm

Hi Rich,

Playa Flamenca got off relatively lightly. Was bad overnight Thursday into Friday. Damage to beaches and low lying roads. I think your property will be fine.

selina5414

Posted: Sat Sep 14, 2019 3:54pm

Posts: 23

5 helpful points

Location: Playa Flamenca

Joined: 1 Oct 2018

Posted: Sat Sep 14, 2019 3:54pm

Hi we have a place in Serena4 and everything is fine

Willi01

Posted: Sat Sep 14, 2019 9:39pm

Willi01

Original Poster

Posts: 18

Location: Playa Flamenca

Joined: 4 May 2019

Posted: Sat Sep 14, 2019 9:39pm

Thanks for info 

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Willi01

Posted: Sat Sep 14, 2019 10:32pm

Willi01

Original Poster

Posts: 18

Location: Playa Flamenca

Joined: 4 May 2019

Posted: Sat Sep 14, 2019 10:32pm

Many thanks for info 

Andrea Murphy

Posted: Sun Sep 15, 2019 2:10pm

Andrea Murphy

Helpful member

Posts: 525

350 helpful points

Location: Almoradí

Joined: 22 Feb 2018

Posted: Sun Sep 15, 2019 2:10pm

Hi - not sure if you were flooded but if so, here is the info you will need:

FLOOD DAMAGE and INSURANCE

CARS and insurance for flood damage

Just in case you do not already know, if you have fully comprehensive cover on your car you are paying a small amount each month to the Consortio. The Insurance will not pay for your car repairs for the Gota Fria but the Corsortio will. You need to make a claim with the Consortio. We only found this out when we were caught out in the last Gota Fria earlier this year when our car was water logged. The Consortio paid out - we had no problem.

HOUSE and insurance for flood damage.

Exactly the same applies as above. If you have House and Contents insurance you are also paying a small amount each year to the Consortio, so you make your claim with the Consortio - as same as you would for the car above.

Need any further advice come back to me and I will look up details of our claim with the Consortio so that you have telephone numbers, addresses of where to claim etc., BUT your Insurance Company should help you with the relevant claim - must add here ours did not help us, but another insurance company did. Hence we changed insurance companies when the car insurance ran out.

Good luck, Remember, if you are insured you are covered, do not accept that you are not, you are paying the Consortio every month so you are entitled to claim.

If you are not insurance, sorry I cannot help you.

Hi Jan,

I have been trying to put the message below on any Quesada forum as an Announcement but I do not think it will let me do that as the Announcements seem to be made via yourself.  Can you please arrange for the message below to be inserted as everybody needs to know that if they have insurance they can make a claim via the Consortio.  Their insurance company will probably tell them they will not pay - this happened to me but I did not give in.

FLOOD DAMAGE and INSURANCE

CARS and insurance for flood damage

Just in case you do not already know, if you have fully comprehensive cover on your car you are paying a small amount each month to the Consortio. The Insurance will not pay for your car repairs for the Gota Fria but the Corsortio will. You need to make a claim with the Consortio. We only found this out when we were caught out in the last Gota Fria earlier this year when our car was water logged. The Consortio paid out - we had no problem.

HOUSE and insurance for flood damage.

Exactly the same applies as above. If you have House and Contents insurance you are also paying a small amount each year to the Consortio, so you make your claim with the Consortio - as same as you would for the car above.

Need any further advice come back to me and I will look up details of our claim with the Consortio so that you have telephone numbers, addresses of where to claim etc., BUT your Insurance Company should help you with the relevant claim - must add here ours did not help us, but another insurance company did. Hence we changed insurance companies when the car insurance ran out.

Good luck, Remember, if you are insured you are covered, do not accept that you are not, you are paying the Consortio every month so you are entitled to claim.

If you are not insurance, sorry I cannot help you.

Good luck,

The Consorcio de Compensación de Seguros (the Insurance Compensation Consortium, or CCS) is a compulsory Government catastrophic risk insurance in Spain. It is an insurance tax charged on prescribed classes of insurance issued by private insurers, providing cover against a series of extraordinary perils and "political risks

Note: This Government scheme covers direct physical damage only. It is expected that a company ensures their commercial insurance policy covers them against any resulting Business Interruption losses if necessary.

Below is a link to The Consortio web page [in English] – you have to make the claim yourself, do not expect your insurance company to do it.  Mine said they did it, but the Consortio said they never received anything from my insurance company.

https://www.consorseguros.es/web/en/ambitos-de-actividad/seguros-de-riesgos-extraordinarios/mas-informacion/el-recargo-y-su-tarifa


Willi01

Posted: Sun Sep 15, 2019 8:29pm

Willi01

Original Poster

Posts: 18

Location: Playa Flamenca

Joined: 4 May 2019

Posted: Sun Sep 15, 2019 8:29pm

Many Thanks, 

                        That puts my mind at rest as we are coming out in a couple of weeks and  not looking forward to a deluge. 

Regards

Rich. 

Andrea Murphy

Posted: Sun Sep 15, 2019 8:40pm

Andrea Murphy

Helpful member

Posts: 525

350 helpful points

Location: Almoradí

Joined: 22 Feb 2018

Posted: Sun Sep 15, 2019 8:40pm

you are wellcome

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