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Private Health Insurance for single person

Posted: Mon Apr 6, 2020 2:44pm
5 replies134 views3 members subscribed
Iris01

Posts: 11

3 helpful points

Location: Playa Flamenca

Joined: 21 Feb 2020

Could anybody recommend private health insurance for a single person (aged 60) with no underlying medical conditions to obtain residencia. Could you also give me an idea of the approximate cost?

Many Thanks

Iris

petenorc58

Posted: Mon Apr 6, 2020 4:31pm

Posts: 31

26 helpful points

Location: Playa Flamenca

Joined: 30 Jul 2017

Posted: Mon Apr 6, 2020 4:31pm

This post that was quoted has been deleted.

Hi , this is exactly what we paid in Jan for our residency,  Alphonso is a lovely man , came to our house and we completed the forms , 1 week later our certificates and card came , delivered in person by Alphonso,  he also contacted us last week to see if we were ok.Cant recommend enough 

Kelvin1960

Posted: Mon Apr 6, 2020 5:11pm

Kelvin1960

Super helpful member

Posts: 1488

1767 helpful points

Joined: 5 Mar 2017

Posted: Mon Apr 6, 2020 5:11pm

Hi Iris

My wife and I have our health insurance with DKV. My wife became seriously ill last year, and DKV have been absolutely fantastic. 

BUT we have had to travel to obtain treatment and tests, mostly to the Quiron Hospital in Murcia. We have also used (I think) 8 other medical facilities in Murcia, Elche and Torrevieja. 

This seems to be quite normal. We have met numerous other people "doing the rounds" - each having different insurers.

Into the detail .... insurers may quote the various clinics and hospitals that they use, but in reality, they pick and choose exactly what services they contract for at which hospital. So if your insurer's brochure says that they use (say) Quiron or Imed hospitals/clinics, the city you have to go to depends on the medical service you need.   

We use a GP in our village (not the health centre) and she acts as the gateway into the DKV system - and she is very good at it. 

Our local GP works with DKV (which may be why our local insurance broker recommended DKV). So it seems that the most important thing is to have an insurer who works with your local GP.

It seems to me that the different insurers are not far apart in price, for equivalent coverage. 1000 Euros sounds about right.


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Iris01

Posted: Mon Apr 6, 2020 6:18pm

Iris01

Original Poster

Posts: 11

3 helpful points

Location: Playa Flamenca

Joined: 21 Feb 2020

Posted: Mon Apr 6, 2020 6:18pm

Thank you everybody for the information. It's really useful having recommendations rather than just obtaining quotes and not knowing anything about the Companies beforehand.

Kimmy11

Posted: Wed Apr 8, 2020 2:16pm

Kimmy11

Legendary helpful member

Posts: 6869

12554 helpful points

Joined: 8 Aug 2017

Posted: Wed Apr 8, 2020 2:16pm

Hi Iris,

I'm with ASSSA, 59, with no underlying conditions and my annual cover costs Eu 890.  ASSSA guarantees no age-related increases in premium costs.  The premiums are banded by age range - at 60, you'll be in the range above me, but I don't know how much extra that would be, so suggest you contact them for a quote:

https://www.asssa.es/en/

Kind regards,

Kim

Iris01

Posted: Wed Apr 8, 2020 3:22pm

Iris01

Original Poster

Posts: 11

3 helpful points

Location: Playa Flamenca

Joined: 21 Feb 2020

Posted: Wed Apr 8, 2020 3:22pm

Kimmy11 wrote on Wed Apr 8, 2020 2:16pm:

Hi Iris,

I'm with ASSSA, 59, with no underlying conditions and my annual cover costs Eu 890.  ASSSA guarantees no age-related increases in premium costs.  The premiums are banded by age range - at 60, you'll be in the range above me, but I don't know how much extra that would be, so suggest you ...

...contact them for a quote:

https://www.asssa.es/en/

Kind regards,

Kim

Thanks for the information Kim, that's really useful. I'll contact them for a quote.

Kind Regards

Iris

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