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Medical cover

Posted: Sun Oct 20, 2019 5:09pm
9 replies257 views6 members subscribed
billy67

Posts: 20

1 helpful points

Location: Rojales

Joined: 2 Oct 2019

We are thinking of retiring to quesada Rojales next year am 66 my wife 63 am on prescription tablets how do we go about getting health cover for us what do we need to do before we leave uk and when we arrive in Spain Thanks Billy67 

Movingon

Posted: Sun Oct 20, 2019 5:54pm

Movingon

Super helpful member

Posts: 1857

1607 helpful points

Location: Albatera

Joined: 7 Feb 2018

Posted: Sun Oct 20, 2019 5:54pm

Unless you are in receipt of a state pension, and therefore entitled to an S1, then you will need to take out FULL private insurance which includes cover for existing conditions, no easy or cheap task. 

Beware companies promising such cover and read their small print very carefully. 

John56

Posted: Sun Oct 20, 2019 6:00pm

John56

Legendary helpful member

Posts: 2995

5634 helpful points

Location: La Zenia

Joined: 7 Jul 2016

Posted: Sun Oct 20, 2019 6:00pm

Movingon wrote on Sun Oct 20, 2019 5:54pm:

Unless you are in receipt of a state pension, and therefore entitled to an S1, then you will need to take out FULL private insurance which includes cover for existing conditions, no easy or cheap task. 

Beware companies promising such cover and read their small print very carefully. 

I agree with Movingon, if you are State pension age get your SI from DWP and your wife will be able to piggyback on your cover. If under State Pension age I would suggest you contact Alfonso at Gran Alacan Insurances, see their advert down the right hand side of this page, I can recommend his excellent service and he will talk you through what you need.

billy67

Posted: Sun Oct 20, 2019 8:45pm

billy67

Original Poster

Posts: 20

1 helpful points

Location: Rojales

Joined: 2 Oct 2019

Posted: Sun Oct 20, 2019 8:45pm

Thanks movingon John & Rayd for your help so after 90 days we would need to be residents is this an easy process and does it take long and what advantage is this it's just the prescription tablets am on that's the worry for me getting them on time Thanks again the 3 of you 

Kelvin1960

Posted: Mon Oct 21, 2019 9:41am

Kelvin1960

Super helpful member

Posts: 1486

1769 helpful points

Joined: 5 Mar 2017

Posted: Mon Oct 21, 2019 9:41am

In your case, Residency is not optional. It is a legal requirement. 

To obtain Residency, you need to go through an application process, demonstrating income, healthcare and home ownership/lease. 

My wife and I gained our Residency in August last year. We applied in February. We encountered some delays due to the logjam of overdue Brits seeking Residency ahead of Brexit. We also contributed to the delay ourselves by about a month because we were unable to attend an appointment at the Police Authority Office that had been set up for us. 

It seems that it is currently very difficult to get an appointment/to progress a Residency application due to Brexit uncertainties. 

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billy67

Posted: Mon Oct 21, 2019 11:21am

billy67

Original Poster

Posts: 20

1 helpful points

Location: Rojales

Joined: 2 Oct 2019

Posted: Mon Oct 21, 2019 11:21am

Thanks for your reply am on state pension is there a minimum of earnings for a couple Thanks Billy 

John56

Posted: Mon Oct 21, 2019 11:25am

John56

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Posts: 2995

5634 helpful points

Location: La Zenia

Joined: 7 Jul 2016

Posted: Mon Oct 21, 2019 11:25am

billy67 wrote on Mon Oct 21, 2019 11:21am:

Thanks for your reply am on state pension is there a minimum of earnings for a couple Thanks Billy 

At present it is 750€ per person each month, after Brexit when the U.K. will be a Non E.U. country the requirement will be 2400€ each.

Jan06

Posted: Tue Oct 22, 2019 6:53am

Jan06

Helpful member

Posts: 172

152 helpful points

Joined: 4 Mar 2018

Posted: Tue Oct 22, 2019 6:53am

With regards to prescriptions they are often cheaper to buy in Spain over the counter, than what you pay for the prescription in the UK.

John56

Posted: Tue Oct 22, 2019 9:59am

John56

Legendary helpful member

Posts: 2995

5634 helpful points

Location: La Zenia

Joined: 7 Jul 2016

Posted: Tue Oct 22, 2019 9:59am

Jan06 wrote on Tue Oct 22, 2019 6:53am:

With regards to prescriptions they are often cheaper to buy in Spain over the counter, than what you pay for the prescription in the UK.

That only applies to England, the rest of the countries in the U.K.get free prescription medicine. However, I take your point as some medicines are very cheap and others more expensive.

Evelinehackney

Posted: Fri Nov 1, 2019 9:36am

Posts: 6

Location: Villajoyosa

Joined: 29 Sep 2019

Posted: Fri Nov 1, 2019 9:36am

Than you for the replies regarding Insulin.

Mike and Eveline

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