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Medical insurance

Posted: Wed Nov 13, 2019 6:22am
3 replies100 views3 members subscribed
MiaMusic

Posts: 97

12 helpful points

Location: Catral

Joined: 18 Aug 2019

Hello to everyone;

Can you tell me what the medical insurance costs for the new arrivals? Moving from Canada next year...

Thank you so much

Mia


Kimmy11

Posted: Wed Nov 13, 2019 11:01am

Kimmy11

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Posts: 6869

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Joined: 8 Aug 2017

Posted: Wed Nov 13, 2019 11:01am

Hi Mia,

There are a lot of variables that affect cost - age, pre-existing conditions, smoker, etc.

When we moved to Spain in 2016, the cost of cover for me (aged 55) and my husband (aged 58), as non-smokers and no pre-existing conditions, was €1,750, i.e. €875 each per year.  This is for Standard Plus cover with ASSSA, but there are a LOT of insurance companies here and you need to compare policies to ensure they cover your specific requirements.

There's an agent who advertises on here, Alonso of Gran Alicant Insurance Services - it may be worth you dropping him an email to obtain a quote.

Kind regards, 

Kim

MiaMusic

Posted: Thu Nov 14, 2019 5:01am

MiaMusic

Original Poster

Posts: 97

12 helpful points

Location: Catral

Joined: 18 Aug 2019

Posted: Thu Nov 14, 2019 5:01am

Thank you;

have you gone with Alfonse as well? Others are recommending his agency...because you guys have a good personal experience with him?

Kimmy11

Posted: Thu Nov 14, 2019 8:37am

Kimmy11

Legendary helpful member

Posts: 6869

12554 helpful points

Joined: 8 Aug 2017

Posted: Thu Nov 14, 2019 8:37am

Hi Mia,

No, I didn't, but many others have.  I obtained quotes from about 6 different companies and then went with the one that best suited our requirements.

From my experience, these "agents" are not the same as what we call "brokers" in the UK; the latter trawl the whole of the insurance market to get the customer the best deal, whereas agents are typically tied to just one or two insurance companies.  That's why I contacted so many different agents myself.

However, if you just want a ball-park figure for your budgeting purposes, Alfonso would be a good place to start. 

Kind regards, 

Kim

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James Spanish School
AA Free English TV
Car Key Solutions
Costa Blanca Building Specialists
Blacktower Financial Management
Espana Dream Properties
Thy Will Be Done
Expat Services
Gran Alacant Insurances
Airport Service Taxi Mil Palmeras  Torre de la Horadada
Gentlevan Removals
ASSSA Insurance
interior building work
Jennifer Cunningham Insurances SL
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