House alarm - Neighbourhood Watch in Torrevieja - Torrevieja forum - Costa Blanca forum in the Alicante province of Spain
James Spanish School
AA Free English TV
Car Key Solutions
Costa Blanca Building Specialists
Blacktower Financial Management
Espana Dream Properties
Thy Will Be Done
Expat Services
Gran Alacant Insurances
Airport Service Taxi Mil Palmeras  Torre de la Horadada
Gentlevan Removals
ASSSA Insurance
interior building work
Jennifer Cunningham Insurances SL

Join the Torrevieja forum

Join the Torrevieja forumMy name's Alex and this is my website all about Torrevieja in Spain. Register now for free to talk about Neighbourhood Watch in Torrevieja and much more!

House alarm

Posted: Tue Sep 1, 2020 11:43pm
7 replies282 views3 members subscribed
Weebobo1949

Posts: 43

13 helpful points

Location: Torrevieja

Joined: 4 Jul 2020

Just bought  a holiday  home  in  La  Florida.  Caxia bank advised us to  get  a house  alarm at cost of €50 a month  house  insurance  as squatters  are a high  risk . Is this  true?

eiretour

Posted: Wed Sep 2, 2020 12:47am

eiretour

Helpful member

Posts: 203

102 helpful points

Joined: 15 Sep 2018

Posted: Wed Sep 2, 2020 12:47am

Hi

We live in Guardamar, not a million miles away from ye!! Bought 18 months ago, never heard a suggestion of buying house alarm.

Squatting, break ins etc no more than any country as far as I can see. I stand to be corrected.

Good luck in your new home.

LeckyLes

Posted: Wed Sep 2, 2020 8:36am

LeckyLes

Legendary helpful member

Posts: 2079

2230 helpful points

Location: Cabo Roig

Joined: 3 Aug 2018

Posted: Wed Sep 2, 2020 8:36am

Weebobo, congratulations on the purchase of your property. 

It does seem, from what you say, the Bank may be trying on a bit of Salesmanship .

You would be well advised to seek further quotes for your house Insurance .

On the quoted issue of Squatters ,if Squatters entered a property no house alarm on earth would persuade them to leave , it would quickly be smashed off the wall ! 

LeckyLes 

Cheryl

Posted: Wed Sep 2, 2020 11:05am

Cheryl

Legendary helpful member

Posts: 2973

3533 helpful points

Location: Albatera

Joined: 8 Jun 2017

Posted: Wed Sep 2, 2020 11:05am

As LeckyLes says, if they want to get in, they will. I live here so it is different for me but if I had a holiday home I would prefer to spend my money on a legal keyholder who will check the property regularly and be on hand should anything happen and will have contacts with local tradesmen should the need arise.
There were so many posts from holiday home owners after the September floods worried that their properties may have been affected but a keyholder could have visited and either put your mind at rest or started the clean up and repairs.
Fincas Inland, ( who advertise down the right hand side of this page ) get many recommendations and as French Martini on the forum she has her reputation to uphold so you will be in safe hands!

Advertisement - posts continue below

LeckyLes

Posted: Wed Sep 2, 2020 12:19pm

LeckyLes

Legendary helpful member

Posts: 2079

2230 helpful points

Location: Cabo Roig

Joined: 3 Aug 2018

Posted: Wed Sep 2, 2020 12:19pm

Agreed, Nicola and her company cover that area, are traceable, and have a sound reputation .

Well worth consideration.

LeckyLes 

elinspain

Posted: Wed Sep 2, 2020 12:28pm

elinspain

Legendary helpful member

Posts: 3222

4099 helpful points

Location: La Mata

Joined: 4 May 2018

Posted: Wed Sep 2, 2020 12:28pm

Hello,

Why dont you ask around the La Florida area re squatters....ask neighbours, shops/bar  owners etc & call in at  the local police station & ask there. As LeckyLes  said it could be the bank pushing a bit for an insurance sale , so get a few quotes, locally would be good then see if squatters are mentioned....mostly take time to make your decision, whatever you decide.

Enjoy your new home

Elinspain

Weebobo1949

Posted: Wed Sep 2, 2020 12:42pm

Weebobo1949

Original Poster

Posts: 43

13 helpful points

Location: Torrevieja

Joined: 4 Jul 2020

Posted: Wed Sep 2, 2020 12:42pm

Thanks everyone for your replies. Looks like  the  bank are pushing for a sale right  enough.  Also thanks for advice about keyholder. Will definitely  look into that. Can't  wait to get keys on 12th  sept and over there!!!

Mrmike

Posted: Tue Nov 16, 2021 6:24pm

Mrmike

Helpful member

Posts: 532

262 helpful points

Location: Torrevieja

Joined: 6 Dec 2019

Posted: Tue Nov 16, 2021 6:24pm

Squatters generally look for bank repossessions from Habitaclia or Solvia which have been put up for sale. It is far more difficult to kick squatters out when properties are not people's homes. Also the banks may not find out until someone is taken to view the property.

Sign up for free or login to reply to this topic

Want to reply to this topic? Login or register for free to post your message:

Find more Neighbourhood Watch topics from a particular area:


Register for free!

Login to your account

James Spanish School
AA Free English TV
Car Key Solutions
Costa Blanca Building Specialists
Blacktower Financial Management
Espana Dream Properties
Thy Will Be Done
Expat Services
Gran Alacant Insurances
Airport Service Taxi Mil Palmeras  Torre de la Horadada
Gentlevan Removals
ASSSA Insurance
interior building work
Jennifer Cunningham Insurances SL
Advertise your business here
Advertise your property
Help with my computer