House alarm
Just bought a holiday home in La Florida. Caxia bank advised us to get a house alarm at cost of €50 a month house insurance as squatters are a high risk . Is this true?
Just bought a holiday home in La Florida. Caxia bank advised us to get a house alarm at cost of €50 a month house insurance as squatters are a high risk . Is this true?
Posted: Wed Sep 2, 2020 12:47am
Helpful member
Hi
We live in Guardamar, not a million miles away from ye!! Bought 18 months ago, never heard a suggestion of buying house alarm.
Squatting, break ins etc no more than any country as far as I can see. I stand to be corrected.
Good luck in your new home.
Weebobo, congratulations on the purchase of your property.
It does seem, from what you say, the Bank may be trying on a bit of Salesmanship .
You would be well advised to seek further quotes for your house Insurance .
On the quoted issue of Squatters ,if Squatters entered a property no house alarm on earth would persuade them to leave , it would quickly be smashed off the wall !
LeckyLes
As LeckyLes says, if they want to get in, they will. I live here so it is different for me but if I had a holiday home I would prefer to spend my money on a legal keyholder who will check the property regularly and be on hand should anything happen and will have contacts with local tradesmen should the need arise.
There were so many posts from holiday home owners after the September floods worried that their properties may have been affected but a keyholder could have visited and either put your mind at rest or started the clean up and repairs.
Fincas Inland, ( who advertise down the right hand side of this page ) get many recommendations and as French Martini on the forum she has her reputation to uphold so you will be in safe hands!
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Agreed, Nicola and her company cover that area, are traceable, and have a sound reputation .
Well worth consideration.
LeckyLes
Hello,
Why dont you ask around the La Florida area re squatters....ask neighbours, shops/bar owners etc & call in at the local police station & ask there. As LeckyLes said it could be the bank pushing a bit for an insurance sale , so get a few quotes, locally would be good then see if squatters are mentioned....mostly take time to make your decision, whatever you decide.
Enjoy your new home
Elinspain
Posted: Wed Sep 2, 2020 12:42pm
Thanks everyone for your replies. Looks like the bank are pushing for a sale right enough. Also thanks for advice about keyholder. Will definitely look into that. Can't wait to get keys on 12th sept and over there!!!
Posted: Tue Nov 16, 2021 6:24pm
Helpful member
Squatters generally look for bank repossessions from Habitaclia or Solvia which have been put up for sale. It is far more difficult to kick squatters out when properties are not people's homes. Also the banks may not find out until someone is taken to view the property.
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