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Hi just wondering if anyone can shed any light on a deduction from my Caixa account. I have just opened the account and I am starting to load with funds for a property purchase. When I checked today there was a payment of 23 euro which said C.LIVING SOLUT.
Would be good to know what this was for.
Thanks
Den
Hello
If you have a query with the bank, its always best to contact the bank , there must be a telephone number among nyour bank documents - give the
There is an explanation on this link
Cheers
Elinspain
Magicden wrote on Tue May 16, 2023 9:48am:
Hi just wondering if anyone can shed any light on a deduction from my Caixa account. I have just opened the account and I am starting to load with funds for a property purchase. When I checked today there was a payment of 23 euro which said C.LIVING SOLUT.
Would be good to know what this was for.
Read more...
Thanks
Den
This is the charge to enable you to open a non resident account in Spain and to apply for a mortgage if required. You can apply from your home country.
Not that, for any non resident account, you will be charged a quarterly fee.
Posted: Tue May 16, 2023 12:10pm
marcliff wrote on Tue May 16, 2023 11:56am:
This is the charge to enable you to open a non resident account in Spain and to apply for a mortgage if required. You can apply from your home country.
Not that, for any non resident account, you will be charged a quarterly fee.
Thanks the account was only set up a week ago and I just made my first deposit in. I will check with my lawyer as they set up the account. One of you suggestions will probably be right.
Den
Posted: Tue May 16, 2023 12:14pm
Very helpful member
marcliff wrote on Tue May 16, 2023 11:56am:
This is the charge to enable you to open a non resident account in Spain and to apply for a mortgage if required. You can apply from your home country.
Not that, for any non resident account, you will be charged a quarterly fee.
And with Caixabank, said charge is 60 Euro.
Speak to them about switching to a Hola account instead. The fees are 35 Euro.
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Posted: Tue May 16, 2023 1:15pm
Legendary helpful member
CaixaBank give you a personal advisor, available via the app or online banking. The advisor is based in your particular branch. My experience on the couple of occasions when I have had need to contact them is that they respond and are extremely helpful. The first occasion was a little delayed in responding until the next day, but the last time, a few weeks ago was considerably more urgent for me and the response and help was extremely quick and thorough.
Posted: Wed May 17, 2023 1:06pm
marcliff wrote on Tue May 16, 2023 11:56am:
This is the charge to enable you to open a non resident account in Spain and to apply for a mortgage if required. You can apply from your home country.
Not that, for any non resident account, you will be charged a quarterly fee.
Hi, that's really helpful to me as well as I was about to ask the same question, now I know.
One more yearly charge in March is CUOTA T. Debit for 36 Euro is that purely a service charge for the account on top of the non-resident costs ?
IanMichelle wrote on Wed May 17, 2023 1:06pm:
Hi, that's really helpful to me as well as I was about to ask the same question, now I know.
One more yearly charge in March is CUOTA T. Debit for 36 Euro is that purely a service charge for the account on top of the non-resident costs ?
Cuota Tarjeta? Possibly annual charge for your bank card. Usually first named is free but they charge for a second card.
There is also a 2 yearly charge for declaring your status as a non resident.
They get you every way, don't they?
Posted: Wed May 17, 2023 1:33pm
marcliff wrote on Wed May 17, 2023 1:16pm:
Cuota Tarjeta? Possibly annual charge for your bank card. Usually first named is free but they charge for a second card.
There is also a 2 yearly charge for declaring your status as a non resident.
Read more...
They get you every way, don't they?
They do rip you off and that is quite annoying then.
Since the bank changed from Bankia to Caixa I have never had a card that works, despite several attempts to get it re-issued. Don't even have a second card and would never use it anyway.
I don't have another 2 yearly charge thankfully !
Posted: Wed May 17, 2023 10:04pm
lucky you they charge me Euros32 every 3 months - because of non residency
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