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Bank fees

Posted: Fri Sep 18, 2020 5:17pm
48 replies1167 views9 members subscribed
Conker77

Posts: 62

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Location: Torrevieja

Joined: 25 Apr 2020

Hi folks 


looking recommendations for banks in torrevieja the Santander costs €10 a month to maintain which is scandalous. Anyone recommend a good bank in torrevieja preferably with low monthly costs to maintain  

RobertBB

Posted: Fri Sep 18, 2020 6:18pm

RobertBB

Helpful member

Posts: 128

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Location: Torrevieja

Joined: 9 Jun 2020

Posted: Fri Sep 18, 2020 6:18pm

I think they all charge fees, we are with Sabadell and as non residents pay around 12 euro pm paid quarterly (thats approx, not looked lately)

Conker77

Posted: Fri Sep 18, 2020 6:20pm

Conker77

Original Poster

Posts: 62

10 helpful points

Location: Torrevieja

Joined: 25 Apr 2020

Posted: Fri Sep 18, 2020 6:20pm

RobertBB wrote on Fri Sep 18, 2020 6:18pm:

I think they all charge fees, we are with Sabadell and as non residents pay around 12 euro pm paid quarterly (thats approx, not looked lately)

Many thanks 

Angebadge

Posted: Fri Sep 18, 2020 6:26pm

Angebadge

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Posts: 1108

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Joined: 28 Jan 2019

Posted: Fri Sep 18, 2020 6:26pm

Conker77 wrote on Fri Sep 18, 2020 5:17pm:

Hi folks 


looking recommendations for banks in torrevieja the Santander costs €10 a month to maintain which is scandalous. Anyone recommend a good bank in torrevieja preferably with low monthly costs to maintain  

Hi Conker77

Unfortunately, for non residents, you will find that most banks charge. I guess the question might be “what am I getting for my money”

I bank with Sabadell, who charge €35 quarterly. Acknowledging that may seem expensive, it offers fantastic online banking and English speaking staff. This is important to me as my Spanish is not, and possibly never will be, adequate for banking needs

I know quite a few members use online banking. Transferwise and Starling are two names that regularly come up 🤪🥂

Conker77

Posted: Fri Sep 18, 2020 6:31pm

Conker77

Original Poster

Posts: 62

10 helpful points

Location: Torrevieja

Joined: 25 Apr 2020

Posted: Fri Sep 18, 2020 6:31pm

Angebadge wrote on Fri Sep 18, 2020 6:26pm:

Hi Conker77

Unfortunately, for non residents, you will find that most banks charge. I guess the question might be “what am I getting for my money”

I bank with Sabadell, who charge €35 quarterly. Acknowledging that may seem expensive, it offers fantastic online banking and English speaking staff. This is important to me as my Spanish is not, and possibly never will be, adequate for banking needs

I know quite a few members use online banking. Transferwise and Starling are two names that regularly come up 🤪🥂

That’s great thanks for the info currently with Santander and they’re about as much use as a chocolate fire guard 

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Declan2

Posted: Fri Sep 18, 2020 6:31pm

Declan2

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Posts: 318

241 helpful points

Location: Torrevieja

Joined: 19 Jan 2019

Posted: Fri Sep 18, 2020 6:31pm

I'm with Banc Sabadell. 35 euros a quarter. I think most  banks charge in Spain, but they have an excellent English-speaking service and website. I find the service is excellent.

Conker77

Posted: Fri Sep 18, 2020 6:36pm

Conker77

Original Poster

Posts: 62

10 helpful points

Location: Torrevieja

Joined: 25 Apr 2020

Posted: Fri Sep 18, 2020 6:36pm

Declan2 wrote on Fri Sep 18, 2020 6:31pm:

I'm with Banc Sabadell. 35 euros a quarter. I think most  banks charge in Spain, but they have an excellent English-speaking service and website. I find the service is excellent.

Many thanks for this much 

Declan2

Posted: Fri Sep 18, 2020 6:54pm

Declan2

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Location: Torrevieja

Joined: 19 Jan 2019

Posted: Fri Sep 18, 2020 6:54pm

Conker77 wrote on Fri Sep 18, 2020 6:36pm:

Many thanks for this much 

BTW, make sure the bank you choose has lots of branches/ATM's. You don't pay for w/drawals with Sabadell from their own ATM's, not sure about other banks, but likely the same.

Conker77

Posted: Fri Sep 18, 2020 6:56pm

Conker77

Original Poster

Posts: 62

10 helpful points

Location: Torrevieja

Joined: 25 Apr 2020

Posted: Fri Sep 18, 2020 6:56pm

Declan2 wrote on Fri Sep 18, 2020 6:54pm:

BTW, make sure the bank you choose has lots of branches/ATM's. You don't pay for w/drawals with Sabadell from their own ATM's, not sure about other banks, but likely the same.

Great to know cheers mate 

paulsav

Posted: Sat Sep 19, 2020 10:25am

paulsav

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Posts: 1366

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Joined: 4 Dec 2015

Posted: Sat Sep 19, 2020 10:25am

Conker77 wrote on Fri Sep 18, 2020 5:17pm:

Hi folks 


looking recommendations for banks in torrevieja the Santander costs €10 a month to maintain which is scandalous. Anyone recommend a good bank in torrevieja preferably with low monthly costs to maintain  

Hi, I highly recommend Cajamar Bank, their online account called "weferrent" is a free account for non residents(and obviously residents). You have to open in branch as a non resident because non res Nie, s not recognised on their system but residents can open online. Google their website, in English, and app available in english too. I changed from expensive Sabadell 18mnths ago and already saved over €200 in fees. Just wish I,d done it 10yrs ago. 

Regards 

Pauline 

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