Beware of potential charges for payments made via UK bank account (even if Euros)
Helpful member
Ive just found out, to my cost, that my UK Starling Euro account (GB IBAN) transfer has incurred €15 euro charges for the recipient. This is due to UK leaving EU and even though no currency change, Spanish banks can charge for this.
The recipient (ANGAR accounting) were extremely adamant that i had to pay those charges even though they had not included them in their invoice, nor advised me of them in advance. Clearly they are liable for all their own bank charges, but as they werent going to process my tax return, nor return my money without me paying for the charges to send it back, I negotiated with them to pay 50% of the charges. Very unprofessional to say the least.
Agamed have advised there should be no charges for direct debits to them with a UK Euro account, but if that changes then they will advise in advance. I havent heard back from Curenergia yet.
My solution will be for the time being, to use my Transferwise Euro account, which is actually a Belgian IBAN, so theoretically should be acceptable. I believe Transferwise charge 50 cents to move euro to euro, which is more than the zero charged by Starling, but a heck of a lot less than €15! :-)