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Fees

Posted: Thu Jun 10, 2021 8:49am
28 replies920 views10 members subscribed
Conker77

Posts: 32

7 helpful points

Location: Torrevieja

Joined: 25 Apr 2020

Hi folks been with banco santander here for a while and the liquidation del contrato was €10 a month 


now they’ve hiked it up to €16 a month 


thoughts please ? 

Rolyat01

Posted: Thu Jun 10, 2021 11:07am

Posts: 60

26 helpful points

Joined: 23 May 2020

Posted: Thu Jun 10, 2021 11:07am

Sabadell bank €140 per year think they are all looking to charge as much as possible 🤔 

John 52

Posted: Fri Jun 11, 2021 10:33am

John 52

Helpful member

Posts: 373

433 helpful points

Location: La Marina

Joined: 23 Apr 2020

Posted: Fri Jun 11, 2021 10:33am

Our fees as non.residents used to be 35 euros per quarter ,now up to 40 euros per quarter ,another thing to make you aware is charges for withdrawals  ,we arrived back in Spain 24 May  ,I went to Sabadell in La Marina withdrew 70 euros and went back 45mins later and withdrew another 70 ,when I viewed my account over the next couple of days twice charged 1,75 euros for withdrawals  ,i wont get stung again il go back to withdrawing from Santander as we have done in the past

Conker77

Posted: Fri Jun 11, 2021 11:17am

Conker77

Original Poster

Posts: 32

7 helpful points

Location: Torrevieja

Joined: 25 Apr 2020

Posted: Fri Jun 11, 2021 11:17am

John 52 wrote on Fri Jun 11, 2021 10:33am:

Our fees as non.residents used to be 35 euros per quarter ,now up to 40 euros per quarter ,another thing to make you aware is charges for withdrawals  ,we arrived back in Spain 24 May  ,I went to Sabadell in La Marina withdrew 70 euros and went back 45mins later and withdrew another 70 ...

...,when I viewed my account over the next couple of days twice charged 1,75 euros for withdrawals  ,i wont get stung again il go back to withdrawing from Santander as we have done in the past

We have monza card for this far better 

John 52

Posted: Fri Jun 11, 2021 12:48pm

John 52

Helpful member

Posts: 373

433 helpful points

Location: La Marina

Joined: 23 Apr 2020

Posted: Fri Jun 11, 2021 12:48pm

Conker77 wrote on Fri Jun 11, 2021 11:17am:

We have monza card for this far better 

Hi ne ver heard of Monza card 

Conker77

Posted: Fri Jun 11, 2021 12:53pm

Conker77

Original Poster

Posts: 32

7 helpful points

Location: Torrevieja

Joined: 25 Apr 2020

Posted: Fri Jun 11, 2021 12:53pm

John 52 wrote on Fri Jun 11, 2021 12:48pm:

Hi ne ver heard of Monza card 

I use this to pay into my Spanish bank account every month small  fee and the best euro rate (currently 1.14) then when we’re in Spain just transfer from uk account to it and pay for drinks food etc no monthly fee for using it 


deffo get on it pm me if your unsure 

tebo53

Posted: Fri Jun 11, 2021 1:19pm

tebo53

Super helpful member

Posts: 1608

1533 helpful points

Location: Benidorm

Joined: 29 May 2018

Posted: Fri Jun 11, 2021 1:19pm

John 52 wrote on Fri Jun 11, 2021 12:48pm:

Hi ne ver heard of Monza card 

Have a look on the Wise (Transferwise) website. The have online accounts and debit cards are available. 

https://wise.com/es/

Steve 

John 52

Posted: Fri Jun 11, 2021 1:26pm

John 52

Helpful member

Posts: 373

433 helpful points

Location: La Marina

Joined: 23 Apr 2020

Posted: Fri Jun 11, 2021 1:26pm

Conker77 wrote on Fri Jun 11, 2021 12:53pm:

I use this to pay into my Spanish bank account every month small  fee and the best euro rate (currently 1.14) then when we’re in Spain just transfer from uk account to it and pay for drinks food etc no monthly fee for using it 


deffo get on it pm me if your unsure 

Thanks for that ,I use Transferwise for transfer Sterling into Euro ,I find the rate very good I would think 1.16 at moment  ,they dont charge much for conversion , then minimal charge for transfer to Sabadell ,I paid £5 for card and can use for shopping, restaurants,petrol etc when in Spain  but can only withdraw 200 euros per month from auto teller  ,as  I said ,we use Santander for cash ,no charge 

20kiki

Posted: Mon Jun 14, 2021 2:17pm

20kiki

Helpful member

Posts: 435

255 helpful points

Location: Torrevieja

Joined: 5 Apr 2017

Posted: Mon Jun 14, 2021 2:17pm

Hi everyone-STOP paying excessive bank fees!!!! Open a Transferwise ( or Wise) account now!!! It takes a few minutes online to create & deposit euros-then contact your Spanish Amenities and give them your new online acc details!!! Eezy peezy & no more fees

John 52

Posted: Mon Jun 14, 2021 2:46pm

John 52

Helpful member

Posts: 373

433 helpful points

Location: La Marina

Joined: 23 Apr 2020

Posted: Mon Jun 14, 2021 2:46pm

20kiki wrote on Mon Jun 14, 2021 2:17pm:

Hi everyone-STOP paying excessive bank fees!!!! Open a Transferwise ( or Wise) account now!!! It takes a few minutes online to create & deposit euros-then contact your Spanish Amenities and give them your new online acc details!!! Eezy peezy & no more fees

Hi Kiki ,I have not found it to be  that easy ,the tv and broadband provider  has agreed to be paid by card ,this can be done through Transferwise  ,the agent for electricity  has informed me I can pay a week earlier  each month to pay through  Transferwise  ,I do not envisage  a problem for community fees, that leaves the water, the last time I visited water company in San Fulgencio  ,the woman informed me that her English  was very limited  and as I am in Spain  ,I think it is her right to speak her native tongue ,my Spanish is very ,very limited  ,I think when I go  I will have to ask her to please be very patient while I use google translate  .Which brings me onto Suma ,we are leaving Spain 8 August ,returning  21 November  ,which I think is well after Suma is due to be paid ,any suggestions please 

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