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Opening a bank account as a tourist

Posted: Sat Jun 5, 2021 6:55am
6 replies163 views3 members subscribed
Mike Bell

Posts: 9

2 helpful points

Location: Torrevieja

Joined: 4 Jun 2021

As a UK passport holder, I believe I can enter Spain on a tourist visa (for 6 months?)  Is it possible to open a bank account remotely or must I bring a wad of cash?  I live in Thailand so have both a Uk & Thai bank account from which I can transfer funds via (Transfer)Wise.

This is my 1st post so treat me kindly if I have missed a glaringly obvious reply.

Paolo51

Posted: Sat Jun 5, 2021 8:08am

Paolo51

Very helpful member

Posts: 513

535 helpful points

Location: Orihuela

Joined: 10 Nov 2017

Posted: Sat Jun 5, 2021 8:08am

You cannot stay for 6 months, as a UK citizen the maximum stay is 90 days in any 6 month period.

Kimmy11

Posted: Sat Jun 5, 2021 8:52am

Kimmy11

Legendary helpful member

Posts: 6870

12563 helpful points

Joined: 8 Aug 2017

Posted: Sat Jun 5, 2021 8:52am

Hi Mike and welcome to the forum!

Do you want to open a Spanish bank account because you have longer term plans?  If not, I wouldn't do it - account fees in Spain for non-residents are typically €40 per quarter.  As you already have a Transferwise account (do you have their bank card?) and you can only travel to Spain for 3 months, personally I don't think it's worth it.

Kind regards, 

Kim

Mike Bell

Posted: Sat Jun 5, 2021 10:42am

Mike Bell

Original Poster

Posts: 9

2 helpful points

Location: Torrevieja

Joined: 4 Jun 2021

Posted: Sat Jun 5, 2021 10:42am

Paolo51 wrote on Sat Jun 5, 2021 8:08am:

You cannot stay for 6 months, as a UK citizen the maximum stay is 90 days in any 6 month period.

Thanks for that - I was unsure.  Looking at the Covid rules for entry to Spain, it doesn't look promising for this year.

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Mike Bell

Posted: Sat Jun 5, 2021 10:47am

Mike Bell

Original Poster

Posts: 9

2 helpful points

Location: Torrevieja

Joined: 4 Jun 2021

Posted: Sat Jun 5, 2021 10:47am

Kimmy11 wrote on Sat Jun 5, 2021 8:52am:

Hi Mike and welcome to the forum!

Do you want to open a Spanish bank account because you have longer term plans?  If not, I wouldn't do it - account fees in Spain for non-residents are typically €40 per quarter.  As you already have a Transferwise account (do you have their bank card?) and you can only travel to Spain...

... for 3 months, personally I don't think it's worth it.

Kind regards, 

Kim

Thank you Kim.  My original plan was a 3 month fact-finding holiday before either a permanent move or 3 months Spain/UK/Thailand.  I like your Transferwise plan & will make first tentative steps.  Looking at the Covid restrictions, it doesn't look like the move will happen this year. 

Stevec2x

Posted: Sat Jun 5, 2021 10:52am

Stevec2x

Super helpful member

Posts: 1855

1055 helpful points

Location: Playa Flamenca

Joined: 23 Jan 2020

Posted: Sat Jun 5, 2021 10:52am

It's well worth getting a Wise bank card. I use it all the time for contactless payments, which avoids charges at the ATM!

Cheers

Steve

Mike Bell

Posted: Sat Jun 5, 2021 10:59am

Mike Bell

Original Poster

Posts: 9

2 helpful points

Location: Torrevieja

Joined: 4 Jun 2021

Posted: Sat Jun 5, 2021 10:59am

Stevec2x wrote on Sat Jun 5, 2021 10:52am:

It's well worth getting a Wise bank card. I use it all the time for contactless payments, which avoids charges at the ATM!

Cheers

Steve

thank you, Steve.  Kim, above, also recommended this; guess what - they don't do cards for Thailand!  Just been on their site.  I can get round it by sending it to my UK address.

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