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Renting out your car

Posted: Fri Jan 20, 2023 4:42pm
18 replies807 views6 members subscribed
venkat0591

Posts: 19

7 helpful points

Location: Torrevieja

Joined: 4 Mar 2022

Hi,

Does anyone have any information on how I can rent out my car legally in Spain, such that if I need to call the insurance I can just tell them I rented it to the person driving at the time and not have any issues?

I've rented a car a few times from private people and signed a couple of contracts that looked totally different and a few times they said if something happens, just tell them you rented it from a friend for free...

any suggestions?

aitchc1401

Posted: Fri Jan 20, 2023 5:43pm

aitchc1401

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Posts: 1423

1644 helpful points

Location: Los Dolses

Joined: 15 Mar 2018

Posted: Fri Jan 20, 2023 5:43pm

 As a first step why don't you try calling your insurance company/broker and asking if private renting is allowed under their policy conditions. I would have thought not but you never know. 

Rgds,

Aitch.

venkat0591

Posted: Fri Jan 20, 2023 5:54pm

venkat0591

Original Poster

Posts: 19

7 helpful points

Location: Torrevieja

Joined: 4 Mar 2022

Posted: Fri Jan 20, 2023 5:54pm

aitchc1401 wrote on Fri Jan 20, 2023 5:43pm:

 As a first step why don't you try calling your insurance company/broker and asking if private renting is allowed under their policy conditions. I would have thought not but you never know. 

Rgds,

Aitch.

Of course I would have done that! This is a hypothetical question since I'm trying to figure out if renting a car is worth it or not.

tebo53

Posted: Fri Jan 20, 2023 6:05pm

tebo53

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Posts: 3801

4083 helpful points

Location: Benidorm

Joined: 29 May 2018

Posted: Fri Jan 20, 2023 6:05pm

venkat0591 wrote on Fri Jan 20, 2023 5:54pm:

Of course I would have done that! This is a hypothetical question since I'm trying to figure out if renting a car is worth it or not.

As its usual for the car to be insured instead of individual people then anyone can drive the car with the owners permission (if they are a legal driver, etc)

If the owners of the car are charging a rental fee then it starts to sound like an illegal practice.......

Steve 

venkat0591

Posted: Fri Jan 20, 2023 6:15pm

venkat0591

Original Poster

Posts: 19

7 helpful points

Location: Torrevieja

Joined: 4 Mar 2022

Posted: Fri Jan 20, 2023 6:15pm

tebo53 wrote on Fri Jan 20, 2023 6:05pm:

As its usual for the car to be insured instead of individual people then anyone can drive the car with the owners permission (if they are a legal driver, etc)

If the owners of the car are charging a rental fee then it starts to sound like an illegal practice.......

Steve 

Thanks Steve! Makes sense 

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aitchc1401

Posted: Fri Jan 20, 2023 7:49pm

aitchc1401

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Posts: 1423

1644 helpful points

Location: Los Dolses

Joined: 15 Mar 2018

Posted: Fri Jan 20, 2023 7:49pm

venkat0591 wrote on Fri Jan 20, 2023 5:54pm:

Of course I would have done that! This is a hypothetical question since I'm trying to figure out if renting a car is worth it or not.

Don't be so prickly, I'm not saying you would not have done it but suggested it as a first step to see if it is possible.

Aitch. 

PeterPan

Posted: Sat Jan 21, 2023 5:47pm

PeterPan

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Posts: 413

389 helpful points

Location: Almoradí

Joined: 1 Aug 2020

Posted: Sat Jan 21, 2023 5:47pm

venkat0591 wrote on Fri Jan 20, 2023 4:42pm:

Hi,

Does anyone have any information on how I can rent out my car legally in Spain, such that if I need to call the insurance I can just tell them I rented it to the person driving at the time and not have any issues?

I've rented a car a few times from private people and signed a couple of contracts that looked totally different and a few times they said if something happens, just tell them you rented it from a friend for free...

any suggestions?

I think the bit where the private renters tell you to say to the police that you're not paying for rental but using it as a friend for free speaks volumes. I seriously doubt that your insurance would allow you to rent out your vehicle for monetary gain.

venkat0591

Posted: Sat Jan 21, 2023 6:17pm

venkat0591

Original Poster

Posts: 19

7 helpful points

Location: Torrevieja

Joined: 4 Mar 2022

Posted: Sat Jan 21, 2023 6:17pm

PeterPan wrote on Sat Jan 21, 2023 5:47pm:

I think the bit where the private renters tell you to say to the police that you're not paying for rental but using it as a friend for free speaks volumes. I seriously doubt that your insurance would allow you to rent out your vehicle for monetary gain.

Yeah I think you're probably right. It's just weird how many people rent out their cars privately without a care in the world.

Stephanie M K

Posted: Sun Jan 22, 2023 8:05pm

Posts: 10

12 helpful points

Location: Villena

Joined: 30 Jul 2022

Posted: Sun Jan 22, 2023 8:05pm

Somewhere in your private motor insurance policy there will be wording that states that it excludes hire and reward, You would need a different type of policy to include hire and reward

venkat0591

Posted: Sun Jan 22, 2023 8:19pm

venkat0591

Original Poster

Posts: 19

7 helpful points

Location: Torrevieja

Joined: 4 Mar 2022

Posted: Sun Jan 22, 2023 8:19pm

Stephanie M K wrote on Sun Jan 22, 2023 8:05pm:

Somewhere in your private motor insurance policy there will be wording that states that it excludes hire and reward, You would need a different type of policy to include hire and reward

Thanks Stephanie, I'll check the fine print! :)

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