Would i be able to live on £20.000 plus my pension.

I am presuming that you only have your State Pension and no Private Pensions, in which case the 20k would gradually dwindle away probably over a period of years.

An alternative would be to get a long term rental, these are readily available and reasonably priced unlike Holiday Lets. If you went down this route you would free up the Capital that you have and would only be liable for your rent, water and electric bills. Any other expenses like maintenance, Community Fees etc are the responsibility of the owner.

Hi John, many thanks for your help, i have sent a private message.

Regards.

The big problem could be the amount of your pension, as it might not be enough to qualify you for residency.

That's a good point Jim, but if Jayne 2012 were to transfer a proportion of the £20k to her Spanish bank in addition to having the pension paid into it, would that not satisfy the powers that be that she would be able to support herself without recourse to the state?

It might very well do so, but as we all know it depends on what criteria individual national police offices apply.

I'm sure we all wish success to the OP, and look forward to welcoming her back to Spain.

Hi, many thanks for your reply. It makes perfect sence and worth while looking into.

Regards.

I came to Spain 6 years ago and only had my reduced state pension to live on. I also had enough to buy a 2 bed bungalow so no rent.I managed to live on £ 412 a month, very basic indeed,but for a year I survived on that.I now work in England for a few months a year too! This money means I can now enjoy my life in Spain.The Spainish government were fine with just my reduced pension going into my Spanish bank on a regular monthly basis.I only brought the rest of my money over a year later.So just set up a regular transfer weekly or monthly into your Spanish account and all will be well! 

Yes it would! 

Thank you so much Beckies for your reply, i feel a lot more at ease after reading your message.

Kind Regards.