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Health Insurance for UK?

Posted: Wed Dec 4, 2024 4:15pm
16 replies5 members subscribed
Cpop

Cpop

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I'm a British citizen and have been resident in Spain for some years. I have private healthcare here, as I am under the UK State Pension age. I have a private pension that can only be taxed in the UK.

I have to travel back to London for a few days. Do I need specific travel insurance for this trip? OR is there a card available in Spain like I used to have in the UK for trips to Europe?

TIA for any answers.

Paolo51

Posted: Thu Dec 5, 2024 8:23am

Paolo51

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Posted: Thu Dec 5, 2024 8:23am

You can apply for the equivalent Spanish EHIC card, Google will help.

marcliff

Posted: Thu Dec 5, 2024 8:57am

marcliff

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Posted: Thu Dec 5, 2024 8:57am

Paolo51 wrote on Thu Dec 5, 2024 8:23am:

You can apply for the equivalent Spanish EHIC card, Google will help.

Isn't that only for those working in Spain and paying into the social security system?

Cpop

Posted: Thu Dec 5, 2024 11:36am

Cpop

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Posted: Thu Dec 5, 2024 11:36am

Paolo51 wrote on Thu Dec 5, 2024 8:23am:

You can apply for the equivalent Spanish EHIC card, Google will help.

I have checked Google, which dtates I can apply for the free card as,a resident in Spain but a UK citizen. The card that gives me cover in EU, as weIl as UK, Norway, Switzerland, Sweden et al.

I have spent a couple of fruitless hours trying to apply, using my NIE, TIE and cl@ve, but I just get my application rejected everytime, no matter what I do.

I will have to check my private health insurance to see if that covers me in the UK.

Cpop

Posted: Thu Dec 5, 2024 11:37am

Cpop

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Posted: Thu Dec 5, 2024 11:37am

marcliff wrote on Thu Dec 5, 2024 8:57am:

Isn't that only for those working in Spain and paying into the social security system?

Not according to Google, and the Citizens Advice Bureau and the Spanish health service

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marcliff

Posted: Thu Dec 5, 2024 12:23pm

marcliff

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Posted: Thu Dec 5, 2024 12:23pm

Cpop wrote on Thu Dec 5, 2024 11:37am:

Not according to Google, and the Citizens Advice Bureau and the Spanish health service

Google searches on several sites come up with "Resident in Spain, working in Spain and contributing to Social Security".

CAB says "Residents working in Spain can obtain the TSE or equivalent of EHIC"

Spanish health service has "If you are resident in Spain, have a Span­ish so­cial se­cur­ity num­ber and you are act­ively pay­ing your con­tri­bu­tions into the Span­ish So­cial Se­cur­ity sys­tem, you should ap­ply for the Span­ish equi­val­ent of the European Health In­sur­ance Card (EHIC) which is the Tar­jeta San­it­ario Europea (TSE)."

UK pensioners in Spain only get the EHIC issued by UK and cannot get the Spanish equivalent.

Jk270233

Posted: Thu Dec 5, 2024 12:34pm

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Posted: Thu Dec 5, 2024 12:34pm

I have travel insurance through my bank cards..bank inter..

Cpop

Posted: Thu Dec 5, 2024 1:34pm

Cpop

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Posted: Thu Dec 5, 2024 1:34pm

Jk270233 wrote on Thu Dec 5, 2024 12:34pm:

I have travel insurance through my bank cards..bank inter..

But insurance cover only  if you book your flights, accomodation and car hire through them. I booked this on another bank card.

I just took out Travel Insurance for my short trip at a minimal cost. I don't envisage returning to UK in the foreseeable future, and wont't travel outside of Spain until at least April, so no point in getting my usual annual policy until then.

Cpop

Posted: Thu Dec 5, 2024 1:37pm

Cpop

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Posted: Thu Dec 5, 2024 1:37pm

marcliff wrote on Thu Dec 5, 2024 12:23pm:

Google searches on several sites come up with "Resident in Spain, working in Spain and contributing to Social Security".

CAB says "Residents working in Spain can obtain the TSE or equivalent of EHIC"

Spanish health service has "If you are resident in Spain, have a Span­ish so­cial se­cur­ity num­ber and you are act­ively pay­ing your con­tri­bu­tions into the Span­ish So­cial Se­cur­ity sys­tem, you should ap­ply for the Span­ish equi­val­ent of the European Health In­sur­ance Card (EHIC) which is the Tar­jeta San­it­ario Europea (TSE)."

UK pensioners in Spain only get the EHIC issued by UK and cannot get the Spanish equivalent.

Sorry, I misunderstood this, as the flow chart I followed is obviously wrong or outdated. Thank you for pointing this out. 

Only a few months before I get my State Pension and S1.

marcliff

Posted: Thu Dec 5, 2024 1:56pm

marcliff

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Posted: Thu Dec 5, 2024 1:56pm

Cpop wrote on Thu Dec 5, 2024 1:37pm:

Sorry, I misunderstood this, as the flow chart I followed is obviously wrong or outdated. Thank you for pointing this out. 

Only a few months before I get my State Pension and S1.

Welcome to the oldies club. A few more years and you can get your driving license for free, except the medical test fee of course.

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AA Free English TV
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