Health insurance to satisfy residency application

For a 61 year old male, without pre-existing conditions, and without copay, the DKV cost is currently 1040 Euros per annum.

This is about par for the course.

Hi DebsT

Welcome to the forum!

You could try Alphonso at

https://www.granalacantinsurances.com/?utm_source=CostaBlancaForum&utm_medium=web&utm_term=&utm_content=&utm_campaign=CostaBlancaForum
he gets many recommendations 🤪🥂

Hi Debs,

We're with ASSSA - 59 year old woman and 62 year old man - no pre-existing conditions and no co-pay (you're not allowed cover that includes co-pay for residency applications anyway) and we pay €890 p.a. each.

Kind regards, 

Kim

When choosing ours, we used a checklist provided by CAB Spain.

We wanted to make sure that as well as satisfying residency requirements, that we had full cover....whatever.

We went with Salus Excellent.....sure other companies also would have been ok...but not all of them.

Lynne

We use DKV.

It's not just about cost or about applying for Residency. When you gain Residency, your PHI will, at least for a while, become your only source of healthcare. So accessibility and quality are the important factors.

My wife became seriously ill last year, and DKV have been absolutely fantastic. 

BUT we have had to travel to obtain treatment and tests, mostly to the Quiron Hospital in Murcia. We have also used (I think) 8 other medical facilities in Murcia, Elche and Torrevieja. 

This seems to be quite normal. We have met numerous other people "doing the rounds" - each having different insurers.

Into the detail .... insurers may quote the various clinics and hospitals that they use, but in reality, they pick and choose exactly what services they contract for at which hospital. So if your insurer's brochure says that they use (say) Quiron or IMED hospitals/clinics, the city you have to go to depends on the medical service you need.   

We use a GP in our village (not the health centre) and she acts as the gateway into the DKV system - and she is very good at it. 

Our local GP works with DKV (which may be why our local insurance broker recommended DKV). So it seems that the most important thing is to have an insurer who works with your local GP.

We have a neighbour who uses a different insurer. Her nearest insurer-affiliated GP is 50 minutes away by car.

Hi Deb!

Did you hire health insurance?

Regards!