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I have tried a few Insurance company in Torrevieja, looking to insure a Republic of Ireland registered Car , been informed some will only insure UK 🇬🇧 registered Car, My Irish insurance only covers me for 90 days and limited Breakdown cover, i will be staying approximately 4. 1/2 months
Any advice greatly appreciated 👏
Posted: Mon Jun 16, 2025 5:14am
Helpful member
Tourists stay is limited to 90 days. You need to register for residency, if you're staying longer. That's why you're having dificulty with car insurance.
Posted: Mon Jun 16, 2025 5:22am
Super helpful member
Ela17 wrote on Mon Jun 16, 2025 5:14am:
Tourists stay is limited to 90 days. You need to register for residency, if you're staying longer. That's why you're having dificulty with car insurance.
Since when is EU citizen restricted to 90 days in Europe, the question of my duration in Spain 🇪🇸 never arose, just point blank answer they will not insure Republic of Ireland registered Car
Posted: Mon Jun 16, 2025 8:34am
Very helpful member
The problem arises with insurers. You cannot have 2 different car insurances policies on the same vehicle. Your Irish insurer will, with an extra premium, usually extend your European cover for the extra days.
Bee
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When I used to come over in my UK car, my insurance company would only cover me for 3 months fully comp but would accept an extra premium for 3rd party up to 6 months.
Allianz.es advertises insurance cover for holidaying in Spain. Try them and also BMISpain advertise temporary car insurance on a monthly basis. Just a couple to look at.
Posted: Mon Jun 16, 2025 12:40pm
Very helpful member
Sure if you search enough you will find an insurer in Ireland that will cover 6 months.
Posted: Mon Jun 16, 2025 12:57pm
Helpful member
Sligogent wrote on Mon Jun 16, 2025 5:22am:
Since when is EU citizen restricted to 90 days in Europe, the question of my duration in Spain 🇪🇸 never arose, just point blank answer they will not insure Republic of Ireland registered Car
If an EU citizen plans to stay in Spain for longer than 90 days, they must apply for a registration certificate at the Foreigners office of the National Police. This regulation is greatly ignored by some foreign citizens spending time in Spain. I mentioned it, because I see it as a reason for your problem with insurance. I am not interested in discussing legality of your stay abroad.
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