Posted: Sun Sep 12, 2021 3:22pm
I just found this insurance company in Spain that seems to insure against okupas. Not sure about the terms and conditions but I'll look into it a bit more deeply to check if its not another useless policy with 'get out' clauses.
Seems too good to be true at 33.14 euros per year.
Legal defence insurance against "okupas" - Just Insurance
The cover includes:
Claims for the effective recovery of the property. Limit – € 6000.
Claims for damages to the property caused by “okupas”. The minimum claim is €150. Limit – € 6000.
Defence in municipal administrative issues. Limit – € 6000.
Telephone legal assistance with the lawyer specialized in “okupas” issues.
Such insurance costs only €33.14 per year and, what is important, can be taken out online. Just fill in the
form
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This is what I have asked from them:
The flat is permanently unoccupied and we have building insurance to cover this aspect. We seem to be covered for any malicious damage a squatter might do to our 'property building' but they have a 'right to cancel' the policy if there is an increased risk (which we find quite worrying).
Can you please send me more details to show what you 'will' and 'will not' cover with regard the risk of okupas.
For example , does your insurance only apply if there are other security measures already in place?
PS.The insurance company collaborates with ARAG regarding any legal work (they are a German insurance company but have some awful reviews). A lot of the bad reviews concerned the fact that many landlords bought their insurance (for non-paying tenants) and they failed to pay out or found some clause that meant it couldn't be claimed.