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Opening a bank account

Posted: Thu Apr 28, 2022 1:11pm
9 replies217 views6 members subscribed
Lenny M

Posts: 37

1 helpful points

Location: Benijofar

Joined: 28 Apr 2022

Good afternoon all, Angie and I will be moving to VillaMartin in June and are looking to open a bank acount any reccomendations please?

jdbrawn

Posted: Thu Apr 28, 2022 1:39pm

Posts: 16

9 helpful points

Location: Villamartin

Joined: 13 Apr 2022

Posted: Thu Apr 28, 2022 1:39pm

Hi CaixaBank has several branches in the area - La Zenia, Cabo Roig and San Miguel. I find the staff and La Zenia helpful and there is parking nearby. A Caixa mobile app is available to help you manage your money.

If you want something very local (i.e. walkable) then there is a BBVA in Villamartin itself but I’m not sure about the bank itself.

Lenny M

Posted: Thu Apr 28, 2022 1:50pm

Lenny M

Original Poster

Posts: 37

1 helpful points

Location: Benijofar

Joined: 28 Apr 2022

Posted: Thu Apr 28, 2022 1:50pm

jdbrawn wrote on Thu Apr 28, 2022 1:39pm:

Hi CaixaBank has several branches in the area - La Zenia, Cabo Roig and San Miguel. I find the staff and La Zenia helpful and there is parking nearby. A Caixa mobile app is available to help you manage your money.

If you want something very local (i.e. walkable) then there is a BBVA in Villamartin itself but I’m not sure about the bank itself....

...

Many thanks for the reply do you know what we will need to open an account?

MeathMaria

Posted: Thu Apr 28, 2022 1:57pm

MeathMaria

Very helpful member

Posts: 599

580 helpful points

Location: Alicante City

Joined: 9 Jun 2019

Posted: Thu Apr 28, 2022 1:57pm

Lenny M wrote on Thu Apr 28, 2022 1:11pm:

Good afternoon all, Angie and I will be moving to VillaMartin in June and are looking to open a bank acount any reccomendations please?

Before making up your mind consider the high bank charges.

See below

https://www.costablancaforum.com/jump-to-post/?id=596468

Regards

Maria

jdbrawn

Posted: Thu Apr 28, 2022 4:55pm

Posts: 16

9 helpful points

Location: Villamartin

Joined: 13 Apr 2022

Posted: Thu Apr 28, 2022 4:55pm

Lenny M wrote on Thu Apr 28, 2022 1:50pm:

Many thanks for the reply do you know what we will need to open an account?

Hi, we already had a property which meant we had a local address but I’m not sure if that is a requirement. What we did need was passport and NIE (Spanish ‘tax’ number). 

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Lenny M

Posted: Thu Apr 28, 2022 5:18pm

Lenny M

Original Poster

Posts: 37

1 helpful points

Location: Benijofar

Joined: 28 Apr 2022

Posted: Thu Apr 28, 2022 5:18pm

jdbrawn wrote on Thu Apr 28, 2022 4:55pm:

Hi, we already had a property which meant we had a local address but I’m not sure if that is a requirement. What we did need was passport and NIE (Spanish ‘tax’ number). 

That's great we have our address and NIEs so are sorted. Thanks again.

Stevec2x

Posted: Fri Apr 29, 2022 10:17am

Stevec2x

Super helpful member

Posts: 1853

1054 helpful points

Location: Playa Flamenca

Joined: 23 Jan 2020

Posted: Fri Apr 29, 2022 10:17am

Hi Lenny 

You don't necessarily need a Spanish bank - a number of us on this forum use Wise.com. you could register with Wise today. There is no monthly fee and you'll get the very best exchange rate.

Cheers 

Steve 

Stephanie86

Posted: Fri Apr 29, 2022 1:31pm

Stephanie86

Legendary helpful member

Posts: 2769

2088 helpful points

Location: Lliber

Joined: 4 May 2017

Posted: Fri Apr 29, 2022 1:31pm

We’ve always had account with La Caixa. No problems, very helpful. We don’t seem to pay monthly charges, but obviously pay for using facilities such as bank transfers etc. Also a fee for debit card when renewed. Our local branch seems to be most helpful, as although like most banks now, one is expected to use their machine for most transactions, providing their internal door is open, one may just wander in and wait till the staff are free, to actin anything slightly more complicated or to make an enquiry.

petermaycock

Posted: Wed May 4, 2022 2:01pm

Posts: 89

14 helpful points

Location: Villamartin

Joined: 26 Sep 2019

Posted: Wed May 4, 2022 2:01pm

MeathMaria wrote on Thu Apr 28, 2022 1:57pm:

Before making up your mind consider the high bank charges.

See below

Do yourself a favour and don't open a Spanish bank account unless you want lots of charges. Open something like a Revolut account which is how I run my Spanish house

Aspen1992

Posted: Sun May 8, 2022 10:17pm

Aspen1992

Helpful member

Posts: 368

319 helpful points

Location: Villamartin

Joined: 16 May 2020

Posted: Sun May 8, 2022 10:17pm

Hi Lenny

If your moving permanently then I would say yes get a Spanish account, if its a holiday home then open a Wise account as the charges to have a Spanish account are ridiculous.

We had an account with Sabadell they were fine everything ran smoothly the time we were with them there is a BBVA bank at the Plaza it maybe worthwhile calling in to see them as it would be handy for you.

Good luck

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