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Short term car insurance for a 24 year old.

Posted: Tue Jun 14, 2022 5:14pm
11 replies196 views6 members subscribed
Bosscat

Posts: 74

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Location: Villamartin

Joined: 13 Jan 2021

Hi, as the title suggests I am looking to insure my 24 year old son on my Spanish car for a week in August, I've tried my insurance company in Spain but as he is under 25 they won't touch him. I've found a company online that will insure him but they need a NIE or a NIF number, as he has never paid tax or applied for a NIE number he obviously hasn't got one. Any constructive advice would be appreciated, thanks in advance.

davidsnoxell

Posted: Tue Jun 14, 2022 6:34pm

davidsnoxell

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Location: Lliber

Joined: 18 Sep 2015

Posted: Tue Jun 14, 2022 6:34pm

Does he not have uk insurance?

Bosscat

Posted: Tue Jun 14, 2022 7:42pm

Bosscat

Original Poster

Posts: 74

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Location: Villamartin

Joined: 13 Jan 2021

Posted: Tue Jun 14, 2022 7:42pm

davidsnoxell wrote on Tue Jun 14, 2022 6:34pm:

Does he not have uk insurance?

Not for a Spanish car, no.

8102Mko

Posted: Tue Jun 14, 2022 7:57pm

8102Mko

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Joined: 30 May 2018

Posted: Tue Jun 14, 2022 7:57pm

I’d say if your own company won’t do it for you then it’s unlikely any insurer would risk it for one week. You could try Abbeygate Insurance company who do unusual policies & they might know if it’s possible 

Bosscat

Posted: Tue Jun 14, 2022 8:19pm

Bosscat

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Posts: 74

37 helpful points

Location: Villamartin

Joined: 13 Jan 2021

Posted: Tue Jun 14, 2022 8:19pm

8102Mko wrote on Tue Jun 14, 2022 7:57pm:

I’d say if your own company won’t do it for you then it’s unlikely any insurer would risk it for one week. You could try Abbeygate Insurance company who do unusual policies & they might know if it’s possible 

I am insured with Abbeygate and it's them who said no.

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8102Mko

Posted: Tue Jun 14, 2022 8:22pm

8102Mko

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Posted: Tue Jun 14, 2022 8:22pm

Bosscat wrote on Tue Jun 14, 2022 8:19pm:

I am insured with Abbeygate and it's them who said no.

You’re in trouble so, maybe he can rent something local for a week. There’s a couple of firms around Villamartin & on face

Bosscat

Posted: Tue Jun 14, 2022 8:35pm

Bosscat

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Posts: 74

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Location: Villamartin

Joined: 13 Jan 2021

Posted: Tue Jun 14, 2022 8:35pm

8102Mko wrote on Tue Jun 14, 2022 8:22pm:

You’re in trouble so, maybe he can rent something local for a week. There’s a couple of firms around Villamartin & on face

I did think about rental but even the local firms I've had quotes from in the recent past were ridiculously priced, hence me buying my own car in Spain, many thanks for your suggestion though.

Cheryl

Posted: Tue Jun 14, 2022 8:38pm

Cheryl

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Posted: Tue Jun 14, 2022 8:38pm

He can get an NIE from his nearest Spanish Consulate in the UK; London, Manchester or Edinburgh.

http://www.lgnlaw.co.uk/additional-services/application-for-a-nie-number/#:~:text=You%20will%20need%20to%20gather,and%20the%20Spanish%20government%20fee). 

8102Mko

Posted: Tue Jun 14, 2022 8:45pm

8102Mko

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Posted: Tue Jun 14, 2022 8:45pm

Bosscat wrote on Tue Jun 14, 2022 8:35pm:

I did think about rental but even the local firms I've had quotes from in the recent past were ridiculously priced, hence me buying my own car in Spain, many thanks for your suggestion though.

Prices are crazy altogether & are unlikely to go down, you were right to buy. I have seen a few come & go advertising older cars for hire on Facebook but I’ve no personal experience whatsoever with them. Some seem to disappear after a short while. Age 25 does seem to be a cut-off with many Spanish insurers. 

PedroB

Posted: Tue Jun 14, 2022 9:37pm

PedroB

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Joined: 27 Mar 2021

Posted: Tue Jun 14, 2022 9:37pm

Bosscat wrote on Tue Jun 14, 2022 5:14pm:

Hi, as the title suggests I am looking to insure my 24 year old son on my Spanish car for a week in August, I've tried my insurance company in Spain but as he is under 25 they won't touch him. I've found a company online that will insure him but they need a NIE or a NIF number, as he has never pa...

...id tax or applied for a NIE number he obviously hasn't got one. Any constructive advice would be appreciated, thanks in advance.

Hi. My car is insured through Jennifer Cunningham who use Liberty Seguros. I enquired about in insuring my soon and my car who is under 25 for a couple of weeks and it wasn’t going to be a problem, just an additional fee to cover it. 

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