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Apartment Insurance

Posted: Tue Aug 6, 2019 12:15pm
6 replies212 views6 members subscribed
pkellyie

Posts: 3

4 helpful points

Location: Villamartin

Joined: 1 Jul 2019

I am looking for recommendations for Insurance Companies for my property.

Mapfre's quote is €300/yr which is very expensive. I found AXA very competitive when I entered my information online the were €60-80/yr

but I cannot find a number to call them on and get anyone who will talk to me in English.

killjoy

Posted: Tue Aug 6, 2019 1:41pm

killjoy

Super helpful member

Posts: 3230

1852 helpful points

Location: Orihuela Costa

Joined: 4 Nov 2017

Posted: Tue Aug 6, 2019 1:41pm

Be sure not to insure the building, but only household items - that makes a big difference.

pkellyie

Posted: Tue Aug 6, 2019 2:01pm

pkellyie

Original Poster

Posts: 3

4 helpful points

Location: Villamartin

Joined: 1 Jul 2019

Posted: Tue Aug 6, 2019 2:01pm

I don't know why you would say that as the standard approach to property insurance is: the building must be insured to cover anything that may cause damage to it. Typically you need enough insurance to allow for the worst case where a rebuild is needed.


REH19

Posted: Tue Aug 6, 2019 11:24pm

REH19

Helpful member

Posts: 205

129 helpful points

Location: Villamartin

Joined: 10 Jul 2018

Posted: Tue Aug 6, 2019 11:24pm

We used Intasure https://www.intasure.com/spain/. Based in the uk and found them easy to deal with by phone,  and offered flexible levels of cover for buildings and contents. Paid under £260 for both for 2 bed apartment and £20k of contents,  able to pay in GBP too 

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pkellyie

Posted: Wed Aug 14, 2019 10:45am

pkellyie

Original Poster

Posts: 3

4 helpful points

Location: Villamartin

Joined: 1 Jul 2019

Posted: Wed Aug 14, 2019 10:45am

Thanks to everyone for their replies and advice.

The quotation from Axa was simply the best.

in the end I am paying €115 per year - property is 67Meters Squared and contents are insured to €10000

There are lots of other elements that I won't bore you iwith. They recommended not insuring jewelry if it's covered on my primary residence insurance - which it is. I thought that was very fair advice.

The advisors I spoke to had excellent english.

My property is close to the Plaza. I was shocked to hear the fees some of the residents were paying yearly for insurance. €500 being the max I heard of. 

John56

Posted: Wed Aug 14, 2019 10:57am

John56

Legendary helpful member

Posts: 2995

5635 helpful points

Location: La Zenia

Joined: 7 Jul 2016

Posted: Wed Aug 14, 2019 10:57am

We can recommend Right Move Insurance having dealt with their La Zenia Office for Buildings Insurance, much cheaper than the Banks or Mapre and with better cover.

https://rightmoveinsurance.com/

expatinsurances

Posted: Fri Sep 13, 2019 3:55pm

Posts: 3

Location: Benidorm

Joined: 13 Sep 2019

Posted: Fri Sep 13, 2019 3:55pm

Ask for a quote with www.qualisur.com

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interior building work
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