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Does anyone have any advice as how home insurance is calculated?
Is it dearer in different areas?
We are purchasing and have a 2 bed mid terrace bungalow, any rough ideas on how much this would be?
Many thanks
Mary
Posted: Sat Oct 28, 2017 7:20pm
Very helpful member
Budget around 150e per year. Don't under any circumstances buy it through your bank. You will get your hat nailed on
Posted: Sun Oct 29, 2017 11:36am
Helpful member
Hi. Why not take house insurance with the bank...what is the problem with that please ?
Posted: Sun Oct 29, 2017 11:48am
Helpful member
We have not asked the bank, our solicitor quoted 300€ which we thought a bit high so we are shopping around.
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Posted: Sun Oct 29, 2017 11:53am
Helpful member
Mary1961 wrote on Sat Oct 28, 2017 4:17pm:
Does anyone have any advice as how home insurance is calculated?
Is it dearer in different areas?
Read more...
We are purchasing and have a 2 bed mid terrace bungalow, any rough ideas on how much this would be?
Many thanks
Mary
I went with the same company that insures the community. It was cheaper as they didn’t need to cover things that were were already covered in the group policy. It was about €50 cheaper than the quote from my bank.
Check with your community administrator to see if you can do this.
Posted: Sun Oct 29, 2017 12:02pm
Very helpful member
patsyd wrote on Sun Oct 29, 2017 11:36am:
Hi. Why not take house insurance with the bank...what is the problem with that please ?
My bank wanted 105 euros more than the open market. Bank quoted 255e. Policy purchased elsewhere for 115e
Posted: Mon Oct 30, 2017 10:15pm
Helpful member
Thanks for that. It's due for renewal in January so I will make enquiries before that.
Posted: Mon Oct 30, 2017 10:17pm
Helpful member
shayden wrote on Sun Oct 29, 2017 11:53am:
I went with the same company that insures the community. It was cheaper as they didn’t need to cover things that were were already covered in the group policy. It was about €50 cheaper than the quote from my bank.
Check with your community administrator to see if you can do this.
Thanks Shayden...never thought about that actually...
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