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Looking for a bank that doesn’t make charges for normal use.
Lazybull60 wrote on Tue Mar 26, 2024 2:16pm:
Looking for a bank that doesn’t make charges for normal use.
Are you full residents or non resident?
Steve
Posted: Tue Mar 26, 2024 2:32pm
Very helpful member
I use both Imagin who are absolutely fantastic and are quite honestly the best bank I have ever use, it's an online bank from La Caxia 24hrs customer service number you can call as well.
I also use Wefferent who is with Cajamar groups. Its a good bank, I use because it's connected to my business account
Most banks give free banking to residents if you meet their T&Cs on use. Non residents will pay unless you go to an internet bank such as Wise.
Posted: Tue Mar 26, 2024 2:41pm
Full reside
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Posted: Tue Mar 26, 2024 2:44pm
marcliff wrote on Tue Mar 26, 2024 2:36pm:
Most banks give free banking to residents if you meet their T&Cs on use. Non residents will pay unless you go to an internet bank such as Wise.
We are residing Sp
I have been with Caixabank (previously Bankia and Bancaja) and have never paid any fees as a resident. If retired, you need to pay 300 euro a month in pensions or 700 income if not a pension. You get your first debit card free and a free credit card if you use it more than 3 times a quarter (easy to do as it is taken out of your account every month with no fees). You can also have a minimum number of 3 direct debits a year.
Other banks also give free banking but check their terms first.
I have had free banking for many years with Sabadell Bank. I have my pensions (Private and UK government) paid directly into the bank. I don't have their credit card (I do have a Debit card) or any insurances etc. But I do have a couple of direct debits.
Steve
Similar to marcliff except not subject to any minimum use, never paid then 1c!
marcliff wrote on Tue Mar 26, 2024 2:36pm:
Most banks give free banking to residents if you meet their T&Cs on use. Non residents will pay unless you go to an internet bank such as Wise.
Wefferrent account with Cajamar charges NO fees even if non resident. (Been very happy for 5yrs with them as non resident with no fees).
Regards
Pauline
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